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$339,900

, LAKELAND, FL 33811

3D Tour
Active55 days on market

Beds

4

Baths

2

Sq Ft

1,848 sq ft

Year Built

2022

Lot Size

0.15 acres

Garage

2

About This Property

**MOVE-IN READY 2022-BUILT HOME IN RIVERSTONE!** Welcome to 5480 Siltstone St, offering the modern finishes, open layout, and low-maintenance lifestyle buyers are looking for without the wait of new construction. This beautifully maintained home features a bright, spacious floor plan designed for both everyday living and entertaining. Enjoy a modern kitchen, generous living spaces, comfortable bedrooms, and smart-home features throughout. Located in the highly desirable Riverstone community, residents enjoy resort-style amenities while being just minutes from shopping, dining, schools, and major roadways with convenient access throughout Central Florida. Why wait to build when you can move right in? Schedule your private showing today and see everything this Riverstone community and home has!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538096
StatusActive
Year Built2022
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionRIVERSTONE PH 5 & 6
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, Split Bedroom
FlooringCarpet, Tile
AppliancesDryer, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.15 acres (6,395 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$177 / Monthly
Senior CommunityNo

Financial Details

List Price$339,900
Annual Taxes$6,882 (2025)
Parcel #232917141625003060

Directions

From I-4, take Exit 25 for County Line Rd and head south. Turn left onto W Pipkin Rd, then right onto Medulla Rd. Turn right into the Riverstone community and follow the community roads to Siltstone St. Continue to 5480 Siltstone St.

Listing Information

OfficeEXP REALTY LLC
ListedAugust 12, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$339,900

20% ($67,980)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,225
Full Calculator →

How to Buy This Home

Multiple financing options available for this $339,900 home in LAKELAND.

🏛️

FHA Loan

$11,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.

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