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$218,000

4805 ALT 19 UNIT 624, PALM HARBOR, FL 34683

3D Tour
Active57 days on market

Beds

2

Baths

2

Sq Ft

1,000 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

CANAL VIEWS, COMMUNITY DOCK & POOL—PINELLAS TRAIL DIRECTLY ACROSS THE STREET! Enjoy waterfront community living at Cove Springs in Palm Harbor. This well-maintained, second-floor condo offers 2 bedrooms, 2 bathrooms, approximately 1,000 square feet of living space, and peaceful canal views from the kitchen window. Residents enjoy a community dock for fishing and taking in the waterfront surroundings, a community pool, and a clubhouse with a kitchen and gathering space. Clubhouse restrooms also feature saunas and showers. With the Pinellas Trail directly across the street, walking and biking opportunities are conveniently close to home. Inside, the comfortable layout features laminate and tile flooring throughout, granite countertops in the kitchen and bathrooms, and a screened porch for relaxing outdoors. Recent updates include a water heater replaced in 2025, a washer and dryer purchased in 2024, and a dishwasher replaced in 2026. All appliances convey. The current monthly association fee of $594 includes exterior maintenance, grounds maintenance, trash service, community pool access and maintenance, recreational facilities, common-area taxes, and contributions to association reserves. Buyers should verify current fees, included services, and owner responsibilities with the association. Conveniently located near shopping, dining, golf, parks, and Gulf beaches, Cove Springs offers access to Downtown Palm Harbor, the Tarpon Springs Sponge Docks, Innisbrook Golf Resort, Sunset Beach, Fred Howard Park, Honeymoon Island State Park, and Downtown Dunedin. Whether you’re seeking a full-time home or a seasonal retreat, this condo combines a waterfront community setting, updated appliances, and convenient trail access.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8538194
StatusActive
Year Built1974
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofOther
FoundationSlab
FacesNorthwest
SubdivisionCOVE SPGS CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Outdoor Grill, Sidewalk, Sliding Doors
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$594 / Monthly
Senior CommunityNo

Financial Details

List Price$218,000
Original Price$220,000
Annual Taxes$1,391 (2025)
FinancingCash, Conventional
Parcel #242715187190066240

Schools

ElementarySunset Hills Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

On Northbound US HWY 19, head toward Alderman Rd. Use the left 2 lanes to turn left onto E Klosterman. Turn left onto Palm Harbor Blvd/Alt 19. Turn right into the complex, then make an immediate left. Destination will be on the right.

Location

4805 ALT 19 UNIT 624, PALM HARBOR, FL 34683

Listing Information

OfficeTHE SHOP REAL ESTATE CO.
ListedAugust 17, 2026

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Home Price

$218,000

20% ($43,600)
6.75%

Loan Term

Principal & Interest$1,131
Property Tax (est.)$200
Insurance (est.)$150
Total Monthly$1,481
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $218,000 home in PALM HARBOR.

🏦

Conventional

$10,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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