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$525,000

298 SKIFF POINT UNIT 103, CLEARWATER, FL 33767

3D Tour
Active55 days on market

Beds

2

Baths

2

Sq Ft

1,410 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

Welcome to an exceptional waterfront lifestyle on highly desirable Island Estates, where beautifully reimagined interiors, sparkling water views, and the energy of Clearwater Beach come together in one incredible residence. This impressive first-floor 2-bedroom, 2-bath condo offers 1,410 square feet of bright, open living space and has been extensively upgraded throughout, creating a polished, move-in-ready home that feels fresh from the moment you walk through the door. Nearly every detail has been thoughtfully refreshed, including beautiful tile flooring, smooth ceilings with the former popcorn texture removed, new ceiling fans, upgraded fixtures and finishes, new hurricane-rated doors and windows, and striking quartz surfaces throughout the kitchen and bathrooms. The spacious kitchen is an absolute standout, featuring crisp cabinetry, expansive superior quartz countertops, stainless steel appliances, a breakfast bar, and an open connection to the dining and living areas—perfect for entertaining and everyday Florida living. Sunlight pours into the oversized living space, while large hurricane-rated doors create an effortless transition outside to your private ground-floor patio and waterfront surroundings. Step outside and the lifestyle truly takes over: a newly improved stone patio area, lush tropical scenery, shimmering water, passing boats, the community dock, and the waterfront pool just steps from your door. The expansive primary suite is its own retreat, offering abundant natural light, patio access, generous space, an exceptionally oversized walk-in closet that feels more like its own room, and an impressive updated en-suite bath with extensive cabinetry, quartz countertops, and beautifully refreshed finishes. A spacious secondary bedroom and beautifully updated guest bath complete the interior. And then there is the location—tucked into the coveted waterfront community of Island Estates yet remarkably close to world-famous Clearwater Beach, dining, shopping, marinas, boating, entertainment and everything that makes Florida's Gulf Coast lifestyle so desirable. Whether you're looking for a full-time waterfront residence, an extraordinary coastal escape, or simply a place where every day feels a little more like vacation, this is the kind of property that delivers it all: location, lifestyle, extensive upgrades, waterfront access and unmistakable Florida energy.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8538226
StatusActive
Year Built1974
Stories2
Total Rooms3
ConstructionMetal Frame, Stucco
RoofBuilt-Up
FoundationConcrete Perimeter, Slab
FacesSoutheast
SubdivisionSKIFF POINT CONDO
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors, Storage
Lot FeaturesFlood Insurance Required, Landscaped, Near Marina, Sidewalk
Road SurfaceAsphalt
ViewPool
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,283 / Monthly
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$4,671 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #082915822710001030

Directions

Google Maps

Location

298 SKIFF POINT UNIT 103, CLEARWATER, FL 33767

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedAugust 12, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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How to Buy This Home

Multiple financing options available for this $525,000 home in CLEARWATER.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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