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$159,900

11200 102ND AVENUE UNIT 16, SEMINOLE, FL 33778

3D Tour
Active14 days on market

Beds

2

Baths

2

Sq Ft

1,355 sq ft

Year Built

1971

Lot Size

Garage

About This Property

Virtually Staged. Welcome to Twin Oaks, a welcoming 55+ community where easy living and a central Pinellas County location come together beautifully. This updated end-unit villa offers 1,355 square feet of comfortable, single-story living with 2 bedrooms, 2 bathrooms, abundant natural light, and a layout designed to make everyday life feel simple. Step inside to a fresh, move-in-ready interior featuring new paint and luxury vinyl plank flooring throughout. The spacious living and dining areas flow together effortlessly, creating an inviting space for quiet mornings, dinner with friends, game nights, or simply kicking back after a day spent enjoying the Florida sunshine. The updated kitchen combines style with everyday functionality, featuring stainless steel appliances, a brand-new dishwasher, generous counter space, and plenty of room to cook and gather. Whether you're preparing dinner for two or hosting family for the weekend, this kitchen is ready for it. Even better, some of the big-ticket updates have already been taken care of. A NEW ROOF was completed in 2025, along with updated plumbing, offering added value and peace of mind from day one. The spacious primary suite includes a private ensuite bathroom, generous closet space, and convenient attic access for additional storage. The second bedroom offers plenty of flexibility for overnight guests, a home office, hobbies, or the craft room you've been promising yourself. An assigned parking space is included, with additional guest parking available nearby. At Twin Oaks, your home is only part of the lifestyle. Residents enjoy a community pool, clubhouse, shuffleboard, bingo, pinochle, and regular social activities, giving you plenty of opportunities to meet neighbors and stay connected—or simply enjoy life at your own pace. And when we say low-maintenance, we mean it. The HOA fee includes cable, internet, exterior maintenance, landscaping, water, and sewer, taking several everyday expenses and responsibilities off your plate. Located in a non-evacuation zone with no flood insurance required, this villa also puts you close to so much of what makes Pinellas County such a desirable place to call home. Award-winning Gulf beaches, Seminole City Center, parks, shopping, restaurants, the library, post office, St. Petersburg College, and the Seminole Recreation Center are all just minutes away. Spend the morning at the beach, meet friends for lunch, cool off at the community pool, or settle in at home without a long list of exterior chores waiting for you. Comfort, convenience, community, and the Florida lifestyle—it’s all waiting for you at Twin Oaks.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8538351
StatusActive
Year Built1971
Stories1
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionTWIN OAKS APTS
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$680 / Monthly
Senior CommunityYes

Financial Details

List Price$159,900
Annual Taxes$2,955 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCONDO
Parcel #223015928130000160

Schools

ElementarySeminole Elementary-PN
MiddleOsceola Middle-PN
HighSeminole High-PN

Directions

From US 19 Frontage Rd (signs for Pinellas County 296/Bryan Dairy Road), Use the left 2 lanes to turn onto Bryan Dairy Rd, Continue onto Co Rd 296/102nd Ave, Turn left, Make your second right within the Twin Oaks Community, #16 will be on your right side.

Location

11200 102ND AVENUE UNIT 16, SEMINOLE, FL 33778

Listing Information

OfficeIMPACT REALTY TAMPA BAY
ListedAugust 27, 2026

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Home Price

$159,900

20% ($31,980)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,126
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $159,900 home in SEMINOLE.

🏛️

FHA Loan

$5,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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