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$2,625,000

4106 W NEPTUNE STREET, TAMPA, FL 33629

3D Tour
Active44 days on market

Beds

5

Baths

5

Sq Ft

4,712 sq ft

Year Built

2026

Lot Size

0.20 acres

Garage

3

About This Property

Located in the highly desirable Palma Ceia West neighborhood of South Tampa, this newly constructed luxury residence offers over 4,700 square feet of thoughtfully designed living space with 5 bedrooms and 4.5 bathrooms. Positioned in an X flood zone and walking distance of Mabry Elementary, the home combines craftsmanship, high-end finishes, and an exceptional South Tampa location. Inside, engineered hardwood flooring and Level 5 drywall establish a clean, refined aesthetic throughout. Just off the foyer, a dedicated home office and formal dining room create beautifully defined spaces for both work and entertaining. A functional mudroom with washer and dryer hookup connects to the split 3-car garage. At the heart of the home, the chef’s kitchen features premium Monogram appliances, abundant cabinetry, a hidden pantry, and a stylish dry bar. The open-concept layout flows seamlessly into the main living area, where a sleek electric fireplace and expansive hurricane-rated sliding doors fill the space with natural light and create an effortless connection to the outdoors. An expansive covered lanai extends the living space outside, complete with a full outdoor kitchen and wine cooler. Beyond the lanai, a resort-style pool and spa are surrounded by additional yard space, creating a private backyard retreat designed for year-round Florida living. The first floor also offers a private guest bedroom with access to a full pool bathroom. Upstairs, a spacious media room, full laundry room, and generously sized secondary bedrooms provide ideal functionality. The Jack & Jill bedrooms open to a private balcony, adding a unique outdoor extension to the second floor, while custom closet build-outs throughout the home provide thoughtful storage and organization. The primary suite serves as a true retreat with expansive walk-in closets and a spa-inspired bathroom featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower with dual shower heads, a dedicated linen closet, and a private water closet. Hurricane-rated windows and sliders, dual HVAC systems, and a tankless hot water heater further enhance the home’s comfort, efficiency, and durability. Set in one of South Tampa’s most established neighborhoods, walking distance of Mabry Elementary and just minutes from Downtown Tampa, Tampa International Airport, International Plaza, and the best of South Tampa.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538369
StatusActive
Year Built2026
Stories2
Total Rooms11
ConstructionBlock
RoofMetal
FoundationSlab
FacesNorth
SubdivisionEDMONDSONS REP
CountyHillsborough
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), PrimaryBedroom Upstairs, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Engineered Hardwood
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,500 sq ft)
Lot Dimensions68 x 125
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$2,625,000
Original Price$2,750,000
Annual Taxes$4,882 (2025)
ZoningRS-60
Parcel #A2829183QQ00000000002.0

Schools

ElementaryDale Mabry Elementary-HB
MiddleColeman-HB
HighPlant-HB

Directions

From S Dale Mabry Hwy, head west on W Neptune St. Property will be on the right.

Location

4106 W NEPTUNE STREET, TAMPA, FL 33629

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedSeptember 4, 2026

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Home Price

$2,625,000

20% ($525,000)
6.75%

Loan Term

Principal & Interest$13,621
Property Tax (est.)$2,406
Insurance (est.)$150
Total Monthly$16,177
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $2,625,000 property in TAMPA. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$262,500 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$393,750 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$525,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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