Open House
Sunday, October 18 · 10:00 AM–12:00 PM
$365,000
864 FRANKLIN CIRCLE, PALM HARBOR, FL 34683
Beds
2
Baths
2
Sq Ft
1,152 sq ft
Year Built
1988
Lot Size
0.09 acres
Garage
1
About This Property
Light, bright, and ready for you! Welcome to 864 Franklin Circle, a 2-bedroom, 2-bath single-family home tucked inside the Franklin Square community in Palm Harbor. Big windows let natural light pour across the floors and the soft grey walls, so the space feels open and easy from the moment you walk in. Featuring hurricane impact windows and a roof from 2023!The kitchen has quartz countertops, a glass tile backsplash, newer appliances and plenty of cabinet space, so you’ll have room for every gadget you swore you’d use. Both bathrooms are finished in tile with modern sinks. The primary suite has a walk-in shower and an oversized walk-in closet, which means you might finally win the closet-space debate. Outside, a fenced backyard gives you room to relax, and a small front porch is a good spot for your morning coffee. The deep one-car garage has room for your car plus storage, and there’s a driveway for extra parking. The $375/month HOA does a lot of work: it covers water, sewer, trash, internet, cable and lawn maintenance, and you also get the community pool. That’s several monthly bills crossed off your list, and your weekends are no longer spent mowing the lawn. You’re just minutes from downtown Dunedin and downtown Palm Harbor, so local restaurants, shops and weekend fun are always close by. Low-maintenance living, major updates already done, and a great location. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
When driving south on US-19, turn right onto Tampa Road, turn left onto CR-1, Franklin Circle will be on left. When in community, turn left onto Franklin Circle and 864 Franklin Circle will be in the second cul-de-sac on the left.
Location
864 FRANKLIN CIRCLE, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$365,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $365,000 home in PALM HARBOR.
🏛️
FHA Loan
$12,775 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Palm Harbor
More Homes in Palm Harbor
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.