$148,000
455 ALT 19 S UNIT 202, PALM HARBOR, FL 34683
Beds
2
Baths
2
Sq Ft
898 sq ft
Year Built
1985
Lot Size
—
Garage
—
About This Property
Welcome to Harbor Club! This beautifully updated 2-bedroom, 2-bath condo features a desirable split floor plan and a peaceful third-floor location overlooking a beautiful pond, with no neighbors above. The spacious interior offers a comfortable layout, while the roof was replaced by the association in 2021, providing peace of mind with this major improvement already completed. Enjoy an unbeatable location just minutes from Honeymoon Island, Downtown Dunedin, and charming Ozona, where you can enjoy waterfront dining, live music, boutique shopping, and breathtaking sunsets. The Pinellas Trail is right outside the community, making biking and exploring the area easy and enjoyable. Harbor Club offers fantastic amenities, including two swimming pools, tennis courts, and a clubhouse. The Jolly Trolley is conveniently nearby, providing easy access to Clearwater Beach and beyond. Zoned for highly desirable Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Whether you're looking for a primary residence, seasonal retreat, or investment property, this condo offers an ideal Florida lifestyle in a highly sought-after location!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
turn right on alternate 19 and turn left into the community. The building is to the right all the way down at the end of the complex.
Location
455 ALT 19 S UNIT 202, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$148,000
Loan Term
How to Buy This Home
Multiple financing options available for this $148,000 home in PALM HARBOR.
🏛️
FHA Loan
$5,180 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$7,400 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.