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$345,000

38689 HARLOW ROSE DRIVE, ZEPHYRHILLS, FL 33540

3D Tour
Active67 days on market

Beds

4

Baths

3

Sq Ft

2,340 sq ft

Year Built

2021

Lot Size

0.14 acres

Garage

2

About This Property

Tastefully remodeled, 4-bedroom, 2.5-bath + bonus/office home offering 2,340 sq ft of modern living, built in 2021. Nestled in the sought-after Bristol Meadows community, this home combines style, comfort, and convenience. Freshly Painted and Move in ready. Enjoy cooking and entertaining in the gourmet kitchen featuring 42" cabinets, sleek granite countertops, a large kitchen island with breakfast bar, and brand new stainless steel appliances. The bright open floorplan includes a welcoming dining area and a relaxing living room that flows seamlessly to the fenced backyard through glass sliding doors—perfect for indoor-outdoor living. The primary suite offers a true retreat with a huge walk-in closet, and a luxurious bath complete with double granite vanity, soaking tub, and separate shower. Three additional generously sized bedrooms provide flexibility for family, guests, or workspace. Additional features include a 2-car garage, bonus room/office, low HOA fees, NO CDD, and not in a flood zone. Located with easy access to I-75, top-rated medical facilities, shopping, dining, and more—Bristol Meadows is the perfect blend of suburban charm and urban convenience.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538667
StatusActive
Year Built2021
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBRISTOL MDWS PH 1A & 1B
CountyPasco
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Open Floorplan, Other, Walk-In Closet(s)
FlooringLaminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Other, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,215 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$91 / Monthly
Senior CommunityNo

Financial Details

List Price$345,000
Original Price$359,900
Annual Taxes$5,082 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #212623005.0007.00019.0

Directions

Take 7th St and 6th Ave to Gall Blvd. Head northeast on 5th Ave toward 7th St. Turn left onto 7th St, Turn left onto 6th Ave Continue on Gall Blvd to Chancey Rd. Continue on Chancey Rd. Drive to Harlow Rose Dr.

Location

38689 HARLOW ROSE DRIVE, ZEPHYRHILLS, FL 33540

Listing Information

OfficeSTAR BAY REALTY CORP.
ListedAugust 13, 2026

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Home Price

$345,000

20% ($69,000)
6.75%

Loan Term

Principal & Interest$1,790
Property Tax (est.)$316
Insurance (est.)$150
Total Monthly$2,256
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How to Buy This Home

Multiple financing options available for this $345,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$12,075 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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