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$395,000

2423 FORREST CREST CIR, LUTZ, FL 33549

3D Tour
Active29 days on market

Beds

3

Baths

2

Sq Ft

1,281 sq ft

Year Built

1985

Lot Size

0.17 acres

Garage

2

About This Property

Nestled beneath the canopy of majestic oak trees in the established community of Silver Forrest, this beautifully renovated home offers the perfect blend of timeless charm and modern updates. Ideally located near USF, scenic nature preserves, shopping, dining, and major commuter routes, you'll enjoy both convenience and the peaceful setting this sought-after neighborhood provides.Inside, the thoughtfully designed split-bedroom floor plan has been completely transformed with stylish luxury vinyl plank flooring throughout the main living areas, an updated kitchen featuring granite countertops and new cabinetry, and beautifully renovated bathrooms with designer tile showers, granite vanities, and new cabinetry. The spacious primary suite offers a private retreat with a stunning ensuite bath complete with a double vanity and elegant finishes.The living spaces flow effortlessly outdoors through two sliding glass doors leading to an impressive 28' x 19' screened lanai—perfect for entertaining, relaxing with your morning coffee, or enjoying Florida's beautiful weather year-round. Additional upgrades include energy-efficient windows installed in 2019, while the fully fenced backyard features newer wood fencing and a cozy fire pit, creating the perfect setting for evenings with family and friends.Move-in ready and beautifully updated, this exceptional home offers the lifestyle you've been searching for in one of Lutz's most established and picturesque communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538672
StatusActive
Year Built1985
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSILVER FORREST
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsBlinds, Double Pane Windows, Drapes
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFire Pit, Irrigation System, Lighting, Private Yard, Sidewalk, Sliding Doors
FencingWood
Lot Size0.17 acres (7,350 sq ft)
Lot Dimensions105 x 70
Lot FeaturesIn County, Landscaped, Level, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$50 / Annually
Senior CommunityNo

Financial Details

List Price$395,000
Annual Taxes$2,020 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U3227191D600000100012.0

Schools

ElementaryChiles-HB
MiddleLiberty-HB
HighFreedom-HB

Directions

Head North on Livingston. Turn left on Silver Forrest, turn right on Forrest Crest Cir. House will be on right.

Location

2423 FORREST CREST CIR, LUTZ, FL 33549

Listing Information

OfficeBINGHAM REALTY INC
ListedAugust 14, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in LUTZ.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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