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$675,000

1349 STEWART BOULEVARD, CLEARWATER, FL 33764

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

2,042 sq ft

Year Built

1965

Lot Size

0.45 acres

Garage

2

About This Property

LAKEFRONT LIVING: At this Morningside lakefront home, the living space doesn’t stop at the back door-it continues through a 36-foot covered lanai, screened pool, and open patio to the water’s edge of Stewart Lake. Set on a generous .45-acre lot in Morningside Estates, this single-story 3-bedroom, 3-bath home offers 2,042 square feet of thoughtfully arranged living space, with mature trees, tropical landscaping, a tile roof, a circular driveway, and a side-entry two-car garage, creating an inviting first impression. Inside, the custom glass-paneled front door and textured sidelights introduce a home with personality rather than pretense. Wood grain tile and ceramic tile flooring define the main living areas, while plantation shutters, updated lighting, and a soft neutral palette keep the interiors relaxed and polished. The central living room steps down from the foyer and opens directly to the lanai through wide sliding glass doors. A separate family/bonus room, tucked behind French doors, offers a second gathering space with its own direct connection to the lanai through wide sliding glass doors. New A/C 2024 and new Hot Water Heater 2025. The kitchen is a standout for anyone who actually likes to cook: abundant solid-wood cabinetry, expansive stone counter space, a subway-tile backsplash, dual ovens, stainless-steel appliances, a wine refrigerator, dedicated wine storage, and a raised breakfast bar that keeps conversation flowing between the kitchen and dining area. The primary suite is unusually spacious, with a carpeted raised sleeping area, room for a sitting or dressing area, plantation shutters, a walk-in closet, and an ensuite bath with stone counters, sleek cabinetry, and a glass-enclosed shower with a built-in bench and handheld showerhead. Two additional bedrooms feature carpeting, ceiling fans, and plantation shutters, with Bath 2 nearby, featuring a stone-topped vanity, makeup area, tub/shower combination, and built-in storage. Storage is a recurring theme here, from the long hallway with multiple closets and built-in drawers to the garage, where an expansive wall of cabinetry, a separate full bath, a laundry area, and a utility sink add real everyday function. Then there is the backyard-the part of the home that changes the rhythm of the day. A beamed covered lanai with statement lighting and a built-in brick grill opens to the screened pool (new pool cleaner 2026; newer pool pump 2024) and paver deck, while a large open patio creates a second outdoor living area. Beyond it, a broad lawn slopes gently toward the seawall and wide views across Stewart Lake. Enjoy the bonus using the lake water to irrigation your yard. Morning coffee, dinner outside, an afternoon swim or simply sitting still for a while all make sense here. Morningside Recreation Complex is blocks away, with tennis, basketball, fitness, lap swimming and playground facilities, while Clearwater’s beaches, shopping, dining, both area airports and the greater Tampa Bay region are all within easy reach. This is a home with room to gather, room to retreat and a waterfront setting that gives daily life a little more breathing room.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538803
StatusActive
Year Built1965
Stories1
Total Rooms12
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionMORNINGSIDE ESTATES UNIT 3B
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener, Wine Refrigerator
LaundryIn Garage
WindowsDrapes, Rods, Shutters
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Outdoor Grill, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Storage
FencingOther, Wood
Other StructuresShed(s)
Lot Size0.45 acres (19,619 sq ft)
Lot Dimensions100 x 153
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Pool Sweep, Screen Enclosure, Self Cleaning

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$50 / Annually
Senior CommunityNo

Financial Details

List Price$675,000
Annual Taxes$10,312 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #192916590400003290

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighClearwater High-PN

Directions

Heading West on FL-Hwy 60 W. Turn LEFT onto U.S. 19 Frontage Rd. Keep right to stay on U.S. 19 Frontage Rd. Turn RIGHT onto Nursery Rd. Turn RIGHT onto Stewart Blvd. 1349 Stewart Blvd. will be on your RIGHT. Street parking is available.

Location

1349 STEWART BOULEVARD, CLEARWATER, FL 33764

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedAugust 21, 2026

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Home Price

$675,000

20% ($135,000)
6.75%

Loan Term

Principal & Interest$3,502
Property Tax (est.)$619
Insurance (est.)$150
Total Monthly$4,271
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $675,000 home in CLEARWATER.

🏛️

FHA Loan

$23,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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