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$224,900

4628 1ST AVENUE E, PALMETTO, FL 34221

3D Tour
Active54 days on market

Beds

3

Baths

2

Sq Ft

1,500 sq ft

Year Built

2007

Lot Size

0.10 acres

Garage

1

About This Property

This nice one-level villa is located in a gated community conveniently situated near local shops and freeways. Key features of the property include:Interior & Layout: A modern kitchen, standard interior laundry room, a master suite with a double-sink bathroom, and two additional spacious bedrooms.Exterior & Parking: An attached one-car garage with a long parking pad.Views & Setting: Peaceful backyard views overlooking a pond and conservation area.Community Amenities: Access to a neighborhood pool and playground Priced to sell!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8538822
StatusActive
Year Built2007
Total Rooms3
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionOAK TRAIL
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo
FlooringLaminate
AppliancesDishwasher, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Playground, Sidewalk
Lot Size0.10 acres (4,539 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$2,295 / Quarterly
Senior CommunityNo

Financial Details

List Price$224,900
Original Price$229,900
Annual Taxes$2,838 (2025)
ZoningPDR
Parcel #2292601109

Directions

From US 301 turn east onto 1st Ave. E. Continue to Oak Trail. Enter the gated community and follow the road to address.

Location

4628 1ST AVENUE E, PALMETTO, FL 34221

Listing Information

OfficeSEA ROYAL REALTY, INC.
ListedAugust 13, 2026

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Home Price

$224,900

20% ($44,980)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,523
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How to Buy This Home

Multiple financing options available for this $224,900 home in PALMETTO.

🏛️

FHA Loan

$7,872 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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