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$1,289,500

303 W CHAPMAN ROAD, LUTZ, FL 33548

3D Tour
Active0 days on market

Beds

3

Baths

4

Sq Ft

2,830 sq ft

Year Built

2018

Lot Size

0.16 acres

Garage

2

About This Property

Beautiful Lakefront Home on Lake Chapman! Perfectly positioned to capture breathtaking western-facing sunsets, this custom-built residence offers an exceptional setting on one of the area’s desirable ski lakes. From peaceful evenings overlooking the water to days spent boating and enjoying the lake, this home truly embraces the best of Florida lakefront living. Thoughtfully designed to maximize the spectacular water views, the home offers an open and inviting floor plan ideal for both entertaining and everyday living. The impressive exterior features stone accents, stately columns, matching bay windows, split garages, and a beautiful U-shaped paver driveway. Step through the striking wrought-iron and wood-grain entry doors and your attention is immediately drawn to the stunning views of Lake Chapman. The spacious Living Room seamlessly connects the living room and kitchen, creating a wonderful gathering space overlooking the lake. The living room features 11-foot ceilings, crown molding, recessed lighting, an electric fireplace, and a custom wood mantel. The kitchen is equally impressive, highlighted by a custom copper gas range hood, coordinating copper sink, generous center island, and a charming breakfast nook surrounded by bay windows overlooking the backyard and lake. Wood-grain tile flooring throughout the main living areas adds warmth and character while creating the perfect lake house feel. Even the downstairs guest bathroom makes a statement, creatively designed with authentic Napa Valley wine crates, a genuine wine barrel vanity, and a copper sink that beautifully complements the kitchen finishes. The oversized laundry room was thoughtfully designed with lake living in mind, providing plenty of space for towels, linens, and everyday storage. Upstairs you will find three bedrooms, three full bathrooms, a private office, and a spacious loft that serves as a second living area, complete with hardwood flooring and surround sound. The office enjoys beautiful views and a charming barn-style privacy door and could easily become a fourth bedroom with the addition of a closet. The spacious primary suite features double sliding glass doors opening to the upstairs balcony, along with two separate walk-in closets featuring custom built-ins. The ensuite bath offers a jetted soaking tub, walk-in shower with dual shower heads, and separate vanities. Two additional bedrooms each feature walk-in closets, private ensuite bathrooms, and plantation shutters, providing privacy and comfort for family and guests. The outdoor living space is truly exceptional and designed for year-round entertaining. A granite-topped island with sink and reverse osmosis system anchors the space, while a Big Green Egg and Napoleon gas grill make outdoor cooking effortless. Motorized retractable screens, two outdoor televisions, and ceiling-mounted speakers create the perfect setting for relaxing, entertaining, watching the game, or simply enjoying the lake views. A paver walkway leads to the spa, fire pit, and private dock. The dock features a covered boat lift accommodating up to a 23-foot boat, along with a separate jet ski dock. Every detail of this home has been thoughtfully designed to complement its incredible lakefront setting and to create the ultimate Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538832
StatusActive
Year Built2018
Stories2
Total Rooms8
ConstructionBrick, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE CHAPMAN SUB 1ST ADD
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesBar Fridge, Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Kitchen Reverse Osmosis System, Range Hood, Refrigerator, Water Filtration System, Water Softener, Whole House R.O. System, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
Lot Size0.16 acres (6,808 sq ft)
Lot Dimensions46 x 148
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Propane, Sprinkler Well

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,289,500
Annual Taxes$7,472 (2025)
ZoningRSC-6
Parcel #U2527180LY00000200016.0

Schools

ElementaryManiscalco-HB
MiddleBuchanan-HB
HighGaither-HB

Directions

Take Florida Avenue North from Bearss Avenue, Make a Left onto Chapman Road. The house will be on the right.

Location

303 W CHAPMAN ROAD, LUTZ, FL 33548

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 27, 2026

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Home Price

$1,289,500

20% ($257,900)
6.75%

Loan Term

Principal & Interest$6,691
Property Tax (est.)$1,182
Insurance (est.)$150
Total Monthly$8,023
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $1,289,500 property in LUTZ. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$128,950 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$193,425 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$257,900 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 27, 2026.

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