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$459,900

7515 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL 33637

3D Tour
Active16 days on market

Beds

3

Baths

2

Sq Ft

1,860 sq ft

Year Built

2002

Lot Size

0.14 acres

Garage

2

About This Property

PRICE IMPROVEMENT**POOL HOME • EXPANSIVE SCREENED LANAI • OVERSIZED PRIMARY SUITE • FLEXIBLE ENTERTAINING SPACE** Welcome to 7515 Terrace River Dr, where comfortable Florida living meets a floor plan built for entertaining, relaxing, and everyday functionality. Located beneath a canopy of mature trees in Terrace River Estates, this **3-bedroom, 2-bath, single-story home offers approximately 1,860 square feet, an attached 2-car garage, private swimming pool, and an impressive approximately 25' x 30' screened pool deck and outdoor living area.** Step inside and you'll immediately notice that this is not a cookie-cutter layout. **Vaulted ceilings, architectural archways, recessed lighting, generous room sizes, and warm flooring through the main living areas** create a home that feels open without sacrificing defined spaces. The main living and dining areas flow naturally into a second gathering space and the kitchen, creating an easy environment for both everyday living and entertaining. The kitchen features **natural wood cabinetry, abundant counter space, breakfast-bar seating, double-basin sink, stainless-steel refrigerator, pantry storage, and an adjoining casual dining area** surrounded by natural light. Then there is one of the home's most memorable spaces a dedicated flex room currently designed as a private sports lounge and home bar. Whether you envision Sunday football, a media room, game room, hobby retreat, or personalized entertaining space, this room gives the home a personality and flexibility rarely found in a traditional three-bedroom floor plan. French doors connect the interior directly to the home's signature outdoor retreat. Step outside to an **approximately 25' x 30' screened/caged pool deck featuring a private swimming pool, expansive brick-paver-style deck, covered lanai, ceiling fan, shaded seating area, and privacy fencing**. There is ample room for outdoor dining, loungers, grilling, and entertaining—creating a true extension of the home's living space. The **primary suite is generously sized**, with multiple windows providing natural light, room for substantial furniture, and access to an **oversized walk-in closet with extensive shelving**. The private en-suite bath offers the space today's buyers appreciate, including **dual vanities, a large soaking/garden tub, separate glass-enclosed shower, and private water closet**. Two additional bedrooms offer flexibility for guests, family, hobbies, or working from home. One is currently configured as a spacious **home office**, demonstrating how easily the floor plan can adapt to today's work-from-home lifestyle. A second full bath serves the secondary bedrooms and guests. Practical features continue with a **dedicated interior laundry room with shelving**, plentiful closet and storage space, ceiling fans throughout, and an attached two-car garage. What makes **7515 Terrace River Dr** special is not any single feature—it is the combination: a **spacious one-story floor plan, private pool, substantial screened outdoor living area, large primary retreat, dedicated entertaining room, home-office flexibility, and mature neighborhood setting** all in one property. Conveniently located with access to **Temple Terrace, Tampa, major commuter routes, shopping, dining, recreation, and area destinations**, this home offers the opportunity to enjoy the Florida lifestyle from the moment you arrive home. **Schedule your private showing today.**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8538888
StatusActive
Year Built2002
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionTERRACE RIVER PH 1
CountyHillsborough
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Mailbox
FencingFenced, Vinyl
Lot Size0.14 acres (6,051 sq ft)
Lot Dimensions50.01 x 121
Lot FeaturesIn County, Landscaped
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$32 / Monthly
Senior CommunityNo

Financial Details

List Price$459,900
Original Price$489,900
Annual Taxes$3,544 (2025)
FinancingCash, Conventional, FHA
ZoningPD
Parcel #T2628195RT00000100006.0

Schools

ElementaryFolsom-HB
MiddleGreco-HB
HighKing-HB

Directions

From Hillsborough Ave, go East to Harney Road make a Left and straight to the Terrace River Community turn right at the stop sign and follow to unit on the right.

Location

7515 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL 33637

Listing Information

OfficeCENTURY 21 CIRCLE
ListedAugust 19, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$459,900

20% ($91,980)
6.75%

Loan Term

Principal & Interest$2,386
Property Tax (est.)$422
Insurance (est.)$150
Total Monthly$2,958
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $459,900 home in TEMPLE TERRACE.

🏛️

FHA Loan

$16,097 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$22,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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