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$300,000

900 COVE CAY DRIVE UNIT 2B, CLEARWATER, FL 33760

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

960 sq ft

Year Built

1990

Lot Size

Garage

About This Property

Virtually Staged. Welcome to this beautifully updated 2-bedroom, 2-bath condo offering comfortable Florida living with relaxing water views. Step inside to an inviting interior featuring engineered hardwood flooring, granite countertops, soft-close cabinetry, and fresh stainless steel appliances complemented by an upgraded range hood. The kitchen also offers convenient built-in storage beneath the counter, combining style with everyday functionality. The living area features a built-in electric fireplace framed with modern trim and shelving around the TV area, creating a warm and polished focal point. Step outside to the large screened-in patio and enjoy peaceful water views, or unwind in the primary suite, which also offers water views, a built-in modern closet, and a private ensuite bathroom. The remodeled primary bath features a dual vanity, while the second bathroom has also been upgraded and includes a tub and shower. Located within the gated Cove Cay community, this move-in-ready condo combines thoughtful updates, beautiful views, and a convenient Clearwater location. Whether you're looking for a primary residence or a Florida retreat, this stylish waterfront setting is ready to welcome you home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8538978
StatusActive
Year Built1990
Stories1
Total Rooms6
ConstructionConcrete
RoofOther
FoundationSlab
FacesSouth
SubdivisionCOVE CAY VILLAGE III
CountyPinellas
OwnershipCondominium

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, L Dining, Living Room/Dining Room Combo, Open Floorplan, Thermostat
FlooringEngineered Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityGated Community, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Lighting
Lot FeaturesNear Marina, On Golf Course, Sidewalk
Road SurfacePaved
ViewTrees/Woods, Water

Pool & Spa

Private PoolNo
Pool FeaturesHeated, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesWaterfront, Bayou

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$300,000
Annual Taxes$3,919 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #292916187080030220

Directions

From US-19, travel north on the US-19 access/service road. Continue past Haines Bayshore Rd and turn right into the Cove Cay entrance. Proceed to the guard gate for access, then continue on Cove Cay Dr to 900 Cove Cay Dr Unit 2B, Clearwater, FL 33760. When traveling south on US-19, exit at Whitney Rd, make a U-turn, and continue north on the access/service road to the Cove Cay entrance just past Haines Bayshore Rd.

Location

900 COVE CAY DRIVE UNIT 2B, CLEARWATER, FL 33760

Listing Information

OfficeLPT REALTY, LLC.
ListedAugust 20, 2026

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Home Price

$300,000

20% ($60,000)
6.75%

Loan Term

Principal & Interest$1,557
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,982
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How to Buy This Home

Multiple financing options available for this $300,000 home in CLEARWATER.

🏛️

FHA Loan

$10,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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