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$399,000

12 NICOTIANA COURT, HOMOSASSA, FL 34446

3D Tour
Active58 days on market

Beds

3

Baths

2

Sq Ft

1,946 sq ft

Year Built

1998

Lot Size

0.28 acres

Garage

2

About This Property

Virtually Staged. Welcome home to this well-maintained 3 bedroom, 2 bathroom pool home with an office/flex space in Oak Village at Sugarmill Woods. Offering 1,946 heated square feet, this inviting home features a spacious floor plan with high ceilings, abundant natural light, and tile throughout the main living areas. The living room is accented by extensive built-in shelving and opens directly to the screened pool and lanai, creating a seamless flow for everyday living and entertaining. The spacious kitchen offers generous cabinet and counter space, a large peninsula with seating, pantry storage, and an open connection to the main living areas. The primary suite provides a comfortable retreat with a walk-in closet and ensuite bath featuring dual sinks and a walk-in shower. Outside, enjoy your own private Florida retreat with a screened and heated pool, covered lanai, and partially fenced backyard overlooking peaceful conservation views. Located in Flood Zone X with low annual HOA, this home offers the perfect combination of space, privacy, and Florida living. Conveniently located near US 19 and Highway 98 with easy access to Homosassa, Crystal River, shopping, dining, boating, fishing, and everything the Nature Coast has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539115
StatusActive
Year Built1998
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofOther, Shingle
FoundationSlab
FacesNorth
SubdivisionSUGARMILL WOODS OAK VILLAGE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.28 acres (12,000 sq ft)
Lot Dimensions71 x 120
Lot FeaturesConservation Area, Landscaped
Road SurfacePaved, Asphalt
ViewPark/Greenbelt, Trees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$150 / Annually
Senior CommunityNo

Financial Details

List Price$399,000
Original Price$430,000
Annual Taxes$4,539 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130020021400060

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

From US 19, head east on US 98/W Ponce de Leon Blvd. Turn left onto Oak Village Blvd, then turn onto Daisy Street. Turn onto Nicotiana Court and continue to 12 Nicotiana Ct.

Location

12 NICOTIANA COURT, HOMOSASSA, FL 34446

Listing Information

OfficeLPT REALTY, LLC
ListedAugust 19, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in HOMOSASSA.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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