$339,900
22817 SAINT THOMAS CIRCLE, LUTZ, FL 33549
Beds
4
Baths
2
Sq Ft
1,450 sq ft
Year Built
1998
Lot Size
0.09 acres
Garage
1
About This Property
Welcome to your perfect family starter home in the heart of Lutz! This 4-bedroom, 2-bathroom home with a 1-car garage offers 1,450 sq. ft. of living space nestled in the highly sought-after, family-friendly Willow Bend Community. Step inside and enjoy the layout that takes you through the living room, into the dine-in kitchen — complete with a walk-in food pantry that makes storage a breeze. The main-floor Master Suite features an en-suite bathroom with a garden tub and walk-in closet. Head upstairs to find all new carpet in the three additional bedrooms plus a second full bathroom — plenty of room for the whole family to spread out! Unwind on your screened-in patio soaking in breathtaking lake views — a peaceful escape right in your own backyard. Save on utilities with natural gas-powered stove, dryer, and air conditioner! Lutz is one of Tampa Bay's most desirable communities, and this location delivers! Just minutes from the Tampa Premium Outlet Mall, The Grove, top-rated restaurants, and everyday shopping — all with fast access to all major roadways and interstates. Zoned for a great school district and with low HOA fees and NO CDD, this is the opportunity you've been waiting for. Priced to sell — don't wait, this one won't last!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Exit 275 toward FL-56/FL-54 (Wesley Chapel / Land O’ Lakes). Turn left (west) onto FL-54 W. Continue on FL-54 W for about 4.5 miles. Turn left onto Collier Parkway. Continue for about 1.3 miles. Turn right onto Wellington Ridge Loop (entrance to Willow Bend). Turn left onto Saint Thomas Circle. Follow the curve around — 22817 Saint Thomas Cir will be on your right. Realtor Remarks:
Location
22817 SAINT THOMAS CIRCLE, LUTZ, FL 33549
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$339,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $339,900 home in LUTZ.
🏛️
FHA Loan
$11,897 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.