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$485,000

981 STEPHEN FOSTER DRIVE, LARGO, FL 33771

3D Tour
Active4 days on market

Beds

3

Baths

2

Sq Ft

1,753 sq ft

Year Built

1962

Lot Size

0.19 acres

Garage

2

About This Property

Welcome home to this well-maintained true 3-bedroom, 2-bathroom home featuring a desirable split-bedroom floor plan and a wonderful combination of comfortable living spaces and recent updates. From the moment you arrive, you will appreciate the fresh EXTERIOR PAINT COMPLETED in 2026, NEW ROOF installed in 2025, and new garage door, providing peace of mind and excellent curb appeal. The oversized 2-car garage offers plenty of room for vehicles, storage, bikes, beach gear and more. Inside, the thoughtfully designed floor plan offers plenty of space for both everyday living and entertaining. The inviting living room provides a comfortable gathering space and flows naturally toward the separate dining area. The kitchen features an eat-in area, offering the perfect spot for casual meals, morning coffee or everyday dining. Just beyond the dining room is the spacious family room, where a beautiful wood-burning fireplace creates a warm and inviting focal point for relaxing evenings, entertaining guests or cozy nights at home. The split-bedroom layout provides privacy and flexibility, with the primary suite positioned separately from the additional bedrooms. The three true bedrooms offer versatility for family, guests, a home office or hobby space. Two full bathrooms add convenience for both residents and visitors. Additional features include an AIR CONDITIONER REPLACED IN 2024, VINYL FENCING, an oversized 2-car garage, and a layout that provides excellent separation between living and sleeping areas. The fenced yard offers added privacy and space for outdoor enjoyment. Location is another major highlight! Enjoy being just minutes from the beautiful Gulf beaches while also benefiting from the fact that FLOOD INSURANCE IS NOT REQUIRED. The home is conveniently located near many major thoroughfares, making commuting and exploring the surrounding area easy. Largo Central Park and Eagle Lake Park are both conveniently nearby, offering beautiful outdoor spaces for walking, recreation, community events and enjoying the Florida lifestyle. With a newer roof, newer air conditioning, fresh exterior paint, new garage door, vinyl fencing, oversized garage, desirable split-bedroom floor plan and a fantastic location close to the beaches and parks, this home offers an excellent opportunity to enjoy comfortable Florida living with many of the big-ticket updates already completed. Come see all this wonderful home has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539249
StatusActive
Year Built1962
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSUBURBAN ESTATES 4TH ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox
FencingVinyl
Lot Size0.19 acres (8,298 sq ft)
Lot Dimensions83 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$1,528 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #252915858960060090

Directions

Rosery Road is under construction so enter through Keene Park.

Location

981 STEPHEN FOSTER DRIVE, LARGO, FL 33771

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 20, 2026

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Preferred Time

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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How to Buy This Home

Multiple financing options available for this $485,000 home in LARGO.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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