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$349,000

38602 FINN CLOVER LANE, ZEPHYRHILLS, FL 33540

Active64 days on market

Beds

4

Baths

2

Sq Ft

1,849 sq ft

Year Built

2021

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. OWNER INCENTIVE: Owner is offering a $2,000 credit with an acceptable offer toward the fence enclosure!!! Preferred lender is offering a FREE appraisal and NO LENDER FEE'S for buyers OPTION to REFINANCE for a FULL year post closing for peace of mind with the interest rates!!! Don't miss this opportunity to add VALUE and PRIVACY to your outdoor space! Welcome to a beautifully re-imagined opportunity in the desirable Bristol Meadows community of Zephyrhills! This versatile 4-bedroom, 2-bathroom home offers an open, functional layout with plenty of natural light and space to make it your own. The interior separation has been removed, restoring the home to a spacious and open configuration that provides a seamless flow throughout the living areas. The kitchen offers modern functionality with ample counter space and room for casual dining, while the four bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space. Outside, enjoy a spacious backyard perfect for relaxing or entertaining, along with a two-car garage and well-maintained landscaping. The newer roof adds even more peace of mind. Located in Bristol Meadows, you'll enjoy convenient access to major roadways and the interstate, making commutes throughout Zephyrhills, Wesley Chapel, and the greater Tampa Bay area a breeze. Plus, you're close to shopping, dining, and entertainment. This home is ready for you to make it your own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539263
StatusActive
Year Built2021
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionBRISTOL MDWS PH 1A & 1B
CountyPasco
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.14 acres (6,215 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesSewer Connected, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$91 / Monthly
Senior CommunityNo

Financial Details

List Price$349,000
Original Price$350,000
Annual Taxes$4,269 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #2126230050007000100

Directions

Recommend: Waze or Google Maps.

Location

38602 FINN CLOVER LANE, ZEPHYRHILLS, FL 33540

Listing Information

OfficeLPT REALTY LLC
ListedAugust 15, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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How to Buy This Home

Multiple financing options available for this $349,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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