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$139,900

2431 FRANCISCAN DRIVE UNIT 53, CLEARWATER, FL 33763

3D Tour
Active26 days on market

Beds

2

Baths

1

Sq Ft

1,100 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

Welcome to this light, bright, and spacious 2-bedroom, 1-bath corner-unit condo in the desirable On Top of the World community! Located on the third floor with convenient elevator access, this 1,100 square foot residence offers the added benefit of both a front and side entrance. The functional kitchen features updated hardware, matching appliances, and modern backsplash, while the spacious living areas and bedrooms provide plenty of room to relax and make the space your own. Updated rear windows and newer carpeting and LVP flooring add to the home's appeal. Enjoy everything that On Top of the World has to offer, including two golf courses, multiple community pools, tennis courts, shuffleboard, lawn bowling, fitness facilities, billiards, woodworking shops, planned activities, shows, excursions, and much more. The beautifully maintained community also offers plenty of opportunities for walking, biking, and enjoying the Florida lifestyle. Conveniently located near shopping, dining, and the charming downtown areas of Dunedin and Safety Harbor. Come enjoy the active Florida lifestyle in one of Clearwater's most popular 55+ communities! NEW HVAC to be replace in 10/2027!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8539283
StatusActive
Year Built1974
Stories1
Total Rooms5
ConstructionBlock
RoofMembrane
FoundationSlab
FacesNortheast
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Elevator
FlooringCarpet, Luxury Vinyl, Tile
AppliancesBuilt-In Oven, Cooktop, Electric Water Heater, Microwave, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk, Storage
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$139,900
Annual Taxes$2,006 (2025)
FinancingCash, Conventional, VA Loan
Parcel #312816640300410530

Schools

ElementaryLeila G Davis Elementary-PN
MiddleSafety Harbor Middle-PN
HighCountryside High-PN

Directions

Belcher Rd and World Parkway Blvd. East on World Parkway Blvd. Right at stop sign. First left on Finlandia Ln. Left on Franciscan Dr. to 2431 Franciscan Dr. #53 is located on the 3rd floor close to the elevators.

Location

2431 FRANCISCAN DRIVE UNIT 53, CLEARWATER, FL 33763

Listing Information

OfficeRE/MAX ELITE REALTY
ListedSeptember 10, 2026

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Home Price

$139,900

20% ($27,980)
6.75%

Loan Term

Principal & Interest$726
Property Tax (est.)$128
Insurance (est.)$150
Total Monthly$1,004
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $139,900 home in CLEARWATER.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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