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$299,000

3597 YARIAN, HAINES CITY, FL 33844

Active45 days on market

Beds

4

Baths

2

Sq Ft

1,828 sq ft

Year Built

2022

Lot Size

0.12 acres

Garage

2

About This Property

Short Sale. Located in the newer Hammock Reserve community of Haines City, this 4-bedroom, 2-bath home offers approximately 1,828 square feet of living space with an attached two-car garage. Built in 2022, the home combines a modern floor plan with plenty of room for everyday living, entertaining, working from home, or accommodating family and guests. The home appears to be in generally good condition and should benefit primarily from cosmetic refreshing and personalization. With newer construction and a versatile four-bedroom layout, it offers a great opportunity for the next owner to add their finishing touches without taking on a major renovation project. Hammock Reserve offers an appealing neighborhood setting with community amenities that include a swimming pool and cabana, playgrounds, dog parks, walking trails, ponds, and open green space. The community also provides convenient access to US-17 and US-27, with I-4 connecting Haines City to the greater Central Florida area. Solar equipment is installed on the property. Ownership, financial status, and the existence or status of any associated agreements, UCC filings, security interests, or other third-party rights have not been verified. Buyers must review the Solar Equipment & UCC Responsibility Addendum included with the MLS supplements and independently investigate all matters related to the solar equipment. With newer construction, four bedrooms, a two-car garage, community amenities, and primarily cosmetic refreshing anticipated based on available information, this home offers an inviting opportunity to settle into Hammock Reserve and make the space your own. Buyers are encouraged to conduct their own inspections and independently verify the condition and functionality of all systems, components, improvements, solar equipment, community amenities, fees, and restrictions. Agents: Please review all private remarks and MLS supplements prior to scheduling a showing or submitting an offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539354
StatusActive
Year Built2022
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHAMMOCK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Sprinkler Metered
Lot Size0.12 acres (1,867 sq ft)
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Sewer Connected, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$56 / Monthly
Senior CommunityNo

Financial Details

List Price$299,000
Original Price$329,000
Annual Taxes$9,600 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272719744118001420

Directions

From N 30th St, turn east onto Trinidad Rd to enter the Hammock Reserve community. Take the first left onto Southwood Dr, then turn right onto Yarian Dr. The property is located immediately on your left on the corner lot (3577 Yarian Dr).

Location

3597 YARIAN, HAINES CITY, FL 33844

Listing Information

OfficeNEXTHOME LUXE COASTAL
ListedAugust 30, 2026

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Home Price

$299,000

20% ($59,800)
6.75%

Loan Term

Principal & Interest$1,551
Property Tax (est.)$274
Insurance (est.)$150
Total Monthly$1,976
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How to Buy This Home

Multiple financing options available for this $299,000 home in HAINES CITY.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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