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$539,000

1035 ANCLOTE DRIVE, TARPON SPRINGS, FL 34689

3D Tour
Active15 days on market

Beds

3

Baths

2

Sq Ft

2,298 sq ft

Year Built

1985

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to this charming 3-bedroom, 2-bathroom, 2-car garage single-family home located in the desirable Sunset Hills neighborhood of Tarpon Springs! Boasting nearly 2,300 sq. ft. of living space with high cathedral ceilings, this light and bright home is move-in ready and is NOT in a flood zone. Step inside to find wood laminate flooring across all three spacious bedrooms, updated windows throughout, and a bright living/dining room combination—ideal for hosting family and friends. The kitchen features a convenient breakfast bar that overlooks a massive family room anchored by a cozy wood-burning fireplace. Step outside to enjoy your own private above-ground pool, perfect for soaking up the Florida sunshine. Plus, with NO HOA and NO CDD fees, you'll enjoy maximum flexibility with your property. Unbeatable location just minutes from top-rated schools (Sunset Hills Elementary, Tarpon Springs Middle, and Tarpon Springs High), Historic Downtown Tarpon Springs, the Famous Sponge Docks, local parks, and shopping. Commuting is a breeze with easy access to US-19, putting Tampa, Clearwater, St. Pete, and Weeki Wachee Springs all within 45 minutes. Seller will only accept offers submitted on the AS IS Residential Contract for Sale and Purchase. Offers on other contract forms will not be considered.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539413
StatusActive
Year Built1985
Total Rooms3
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUNSET HILLS 2ND ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk
Lot Size0.22 acres (9,718 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Other

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$539,000
Original Price$539,900
Annual Taxes$6,995 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #102715878220050120

Directions

RIVERSIDE DR. (WEST) TO ANCLOTE DR. (RIGHT) TO PROPERTY ON LEFT.

Location

1035 ANCLOTE DRIVE, TARPON SPRINGS, FL 34689

Listing Information

OfficeLPT REALTY, LLC
ListedAugust 20, 2026

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Home Price

$539,000

20% ($107,800)
6.75%

Loan Term

Principal & Interest$2,797
Property Tax (est.)$494
Insurance (est.)$150
Total Monthly$3,441
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How to Buy This Home

Multiple financing options available for this $539,000 home in TARPON SPRINGS.

🏛️

FHA Loan

$18,865 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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