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$429,900

5282 NEIL DRIVE, ST PETERSBURG, FL 33714

3D Tour
Active12 days on market

Beds

3

Baths

3

Sq Ft

1,713 sq ft

Year Built

2022

Lot Size

0.05 acres

Garage

2

About This Property

Welcome home to 5282 Neil Drive, a beautifully appointed townhome in the gated Heritage Oaks Townhomes community of St. Petersburg, Florida. This residence stands out as one of the community’s newest construction offerings and its largest floor plan, providing more living space, storage, and flexibility than the smaller units within the neighborhood. Built in 2022, this spacious 3-bedroom, 2.5-bath townhome with 1,713 square feet, a large second-floor bonus room, screened lanai, and 2-car garage combines modern construction, thoughtful upgrades, and low-maintenance living in a convenient St. Petersburg location. Step inside to a bright and open floor plan with high ceilings, abundant natural light, and ceramic tile throughout the main living areas. The kitchen is open to the living and dining spaces and features white cabinetry, quartz countertops, Whirlpool stainless steel appliances, and a dedicated kitchen pantry, providing valuable additional storage. One of the most desirable features of this floor plan is the first-floor primary suite, offering convenience, privacy, and separation from the secondary bedrooms upstairs. The primary bedroom includes professionally upgraded California Closets, maximizing organization and storage, while the ensuite bath features dual vanities, a glass-enclosed shower, and private water closet. Upstairs, two generously sized bedrooms are joined by an exceptionally large bonus room, giving this larger Heritage Oaks floor plan valuable flexibility. Use the space as a media room, home office, fitness area, playroom, game room, guest retreat, or additional gathering space. Storage has also been thoughtfully enhanced throughout the home. The main living area opens to a screened lanai overlooking expansive green space, Additional highlights include an inside laundry area with Whirlpool washer and dryer, 2-car garage, 2-car driveway, and the benefits of owning one of the most recently constructed townhomes in Heritage Oaks. Residents enjoy a gated entrance, community swimming pool, clubhouse, professionally maintained grounds, and a low-maintenance lifestyle. The monthly HOA fee of approximately $550 includes exterior maintenance and insurance, grounds care, pest control, water, sewer, trash, and use of the community pool and clubhouse. Convenient access to I-275 puts Downtown St. Petersburg, Central Avenue, the EDGE District, Historic Kenwood, waterfront parks, restaurants, shopping, arts, and entertainment within easy reach. The home also offers convenient access to the Gulf beaches, St. Pete-Clearwater International Airport, Tampa International Airport, International Plaza, Clearwater, and Tampa. For buyers comparing homes within Heritage Oaks, 5282 Neil Drive offers meaningful advantages: newer construction, the community’s largest floor plan, a first-floor primary suite, oversized upstairs bonus room, California Closet upgrades, enhanced laundry storage, kitchen pantry, screened outdoor living, and a 2-car garage. A rare opportunity to own one of Heritage Oaks’ largest and newest townhome designs with upgrades that add both function and value. Our preferred lender provides for this specific property; 100% financing (0% down payment), NO monthly Private Mortgage Insurance (PMI), and up to $8,000 in direct down payment/closing cost assistance grants with no maximum income limits.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8539459
StatusActive
Year Built2022
Stories2
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHERITAGE OAKS TWNHMS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
WindowsDrapes, Rods, Window Treatments
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security Gate, Security Lights, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sliding Doors
Lot Size0.05 acres (1,999 sq ft)
Lot FeaturesLandscaped, Unincorporated
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Public, Sewer Available, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$550 / Monthly
Senior CommunityNo

Financial Details

List Price$429,900
Annual Taxes$7,745 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRM-10
Parcel #023116382650050030

Schools

ElementaryLealman Avenue Elementary-PN
MiddleMeadowlawn Middle-PN
HighNortheast High-PN

Directions

I275 to 54th Ave N exit, travel west with Heritage Oaks entrance is on the left. Use the keypad with the access code to gain entrance to the secure gate. Turn right and circle around to 5282 Neil Dr unit.

Location

5282 NEIL DRIVE, ST PETERSBURG, FL 33714

Listing Information

OfficeDOUGLAS ELLIMAN
ListedSeptember 2, 2026

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Home Price

$429,900

20% ($85,980)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,900 home in ST PETERSBURG.

🏛️

FHA Loan

$15,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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