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$525,000

3600 DARSTON STREET, PALM HARBOR, FL 34685

3D Tour
Active4 days on market

Beds

3

Baths

2

Sq Ft

1,634 sq ft

Year Built

1989

Lot Size

0.20 acres

Garage

2

About This Property

Virtually Staged. Set at the end of a quiet cul-de-sac and backing to a peaceful conservation preserve, 3600 Darston Street enjoys a setting that is difficult to duplicate. With no rear neighbors, a tranquil pond and preserve backdrop, and a private screened pool and lanai, the home offers an exceptional sense of privacy and a natural setting for both everyday living and outdoor entertaining. Located in Chattam Landing within the Ridgemoor community, this three-bedroom, two-bath home also provides dedicated office/flex space and a thoughtfully arranged split floor plan. The main living and dining areas are open and inviting, with vaulted ceilings and abundant natural light creating an airy feel throughout the central living space. The updated kitchen connects easily with these gathering areas, while the primary suite includes an additional office area that provides useful flexibility for a home workspace, reading area, exercise space, or other needs. Outdoor living is a defining feature of the property. The screened lanai and pool overlook the pond and adjoining preserve, creating a quiet, private backdrop with expansive views from the rear of the home. Whether relaxing poolside or enjoying the lanai, the setting makes the natural surroundings an integral part of the home's appeal. Chattam Landing is part of the Ridgemoor master community, which offers a park, playground, pickleball and tennis courts, along with an extensive network of paved, well-lit sidewalks. This home is in a “maintenance-free” community which covers many exterior maintenance items, such as lawn mowing, irrigation, trash removal and exterior home painting. The surrounding area also provides access to the YMCA, Lansbrook Golf Club, John Chesnut Park, the Pinellas Trail, shopping, recreation, beaches, airports, hospitals, and the broader Tampa and St. Petersburg areas. New Trane A/C installed on 8/19/2026.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539475
StatusActive
Year Built1989
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionCHATTAM LANDING PH II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,708 sq ft)
Lot Dimensions86 x 131
Lot FeaturesCul-De-Sac, Sidewalk
Road SurfacePaved, Asphalt
ViewPool, Trees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$208 / Monthly
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$3,148 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-W
Parcel #262716149100000360

Schools

ElementaryCypress Woods Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

Ease Lake Rd to Ridgemoor Blvd, East on Ridgemoor Blvd to Left on Ridgemoor Dr, Left on Greyston St, LEft on Darston St.

Location

3600 DARSTON STREET, PALM HARBOR, FL 34685

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedAugust 17, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in PALM HARBOR.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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