$170,000
38546 STAFFORD DRIVE, ZEPHYRHILLS, FL 33540
Beds
2
Baths
2
Sq Ft
1,344 sq ft
Year Built
1980
Lot Size
0.12 acres
Garage
,
About This Property
Spacious, furnished, and ready for you to enjoy the Florida lifestyle! This well-maintained 2-bedroom, 2-bathroom double-wide offers approximately 1,344 square feet of heated and cooled living space in Shady Oaks, a welcoming 55+ community where you own the land beneath your home. Best of all, this home is being sold furnished, making it an excellent option for buyers looking for an easy transition into a seasonal retreat or full-time Florida residence. The generous floor plan offers plenty of space and flexibility, including a dedicated office perfect for working from home, hobbies, or crafts, along with an additional bonus room that can easily serve as a den, reading room, exercise area, or extra space for guests. A separate storage room provides even more room to keep everything organized. Shady Oaks is both golf cart and pet friendly and offers an impressive array of amenities, including a heated community pool, shuffleboard, horseshoes, bocce ball, and an active clubhouse with a variety of activities and social events throughout the year. Even better, the HOA fee is only $500 per year, allowing you to enjoy fantastic community amenities without the high monthly fees found in many 55+ communities. Conveniently located near shopping, restaurants, medical facilities, and local attractions, everything you need is just minutes away. With spacious living areas, versatile bonus spaces, furnishings included, land ownership, low HOA fees, and a vibrant community atmosphere, this property offers an exceptional opportunity for affordable full-time or seasonal Florida living. Come discover the comfort, convenience, and easygoing lifestyle that make Shady Oaks such a wonderful place to call home!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
South on US 301. Then veer LEFT on Paul Buchman Highway/Route 39. Then turn RIGHT on Shady Oaks Drive. Then LEFT on Castle Drive. Then RIGHT on Stafford Drive. Home will be on LEFT side of the street.
Location
38546 STAFFORD DRIVE, ZEPHYRHILLS, FL 33540
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$170,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $170,000 home in ZEPHYRHILLS.
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Conventional
$8,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.