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$525,000

1905 PINE STREET, VALRICO, FL 33594

3D Tour
Active54 days on market

Beds

3

Baths

2

Sq Ft

1,840 sq ft

Year Built

2013

Lot Size

0.50 acres

Garage

2

About This Property

Virtually Staged. Clean inspections offer total peace of mind on this 2013 custom Craftsman. Set on a large, shaded half-acre lot with no HOA restrictions, true freedom awaits. Quietly tucked at the end of a peaceful street this home delivers the perfect combination of modern efficiency, high-end construction, and substantial equity potential! While the main level features 1,840sf of immaculate living space, a finished staircase leads to a closed-door second level offering 866sf of expandable space, bringing the home’s total potential heated footprint to 2,706sf. Already fully insulated, prepped, and included in the property appraiser sketch, this upper level is currently used as convenient storage and is primed for your finishing touches to easily become a home theater, game room, or private guest suite - rendered images included for imaginaton! Downstairs, the main level enjoys high ceilings, custom woodwork, and rich wood flooring flowing through the open living, dining, and kitchen areas. The smart split-bedroom layout ensures maximum privacy, highlights ample storage, and features a primary ensuite complete with a walk-in shower. Built for ultimate peace of mind and energy efficiency, the home is fortified with concrete block construction, impact windows, spray-foam insulation, and recently buried underground utilities. Step outside to enjoy peaceful Florida evenings from the open front porch or the screened rear patio, framed by mature trees, or take a short stroll to nearby Valrico Lake. Vehicle and hobby enthusiasts will love the oversized two-car garage, deep enough to park an SUV and a full-size pickup truck with room to spare for bikes and tools. Adding a touch of local history, this property was custom-built by the longtime owners of the neighboring Fat Willie’s Fish Camp - a local favorite spot that is only open a few evenings a week - and the newly installed rear fence provides the perfect canvas to plant lush landscaping and create your ultimate private retreat. Whether you finish out the second floor for instant added value or utilize the incredible walk-up storage, this home offers unmatched space, quality, and long-term potential for the money! NOTE: Fireplace and bookcases pictured in virtual staging are furniture. THIS PROPERTY IS NOT FOR RENT.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539586
StatusActive
Year Built2013
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionVALRICO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Coffered Ceiling(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Porcelain Tile, Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsStorm Window(s)
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.50 acres (21,875 sq ft)
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$525,000
Original Price$550,000
Annual Taxes$4,422 (2025)
FinancingCash, Conventional
ZoningRSC-6
Parcel #U2429202FK00000000089.0

Schools

ElementaryYates-HB
MiddleMann-HB
HighBrandon-HB

Directions

From SR-60 (Brandon Blvd), turn north onto S Miller Rd. Drive north for about a half-mile, then turn left (west) onto Pine St. Home will be on your left (the south side of the street), right before you reach Fourth Street.

Location

1905 PINE STREET, VALRICO, FL 33594

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES
ListedAugust 21, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in VALRICO.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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