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$550,000

1905 PINE STREET, VALRICO, FL 33594

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Active0 days on market

Beds

3

Baths

2

Sq Ft

1,840 sq ft

Year Built

2013

Lot Size

0.50 acres

Garage

2

About This Property

Quietly tucked at the end of Pine Street, this custom 2013 Craftsman home offers an incredible combination of modern living and unmatched future potential. While the current finished living space is 1,840 sf, the total potential heated space is 2,706 sf, with an upper level of 866 sf already insulated, prepped, and is included in the property appraiser sketch, just waiting for your finishing touches to become a sprawling home theater, a massive bonus room, or a private guest suite. Downstairs, the main level treats you to tall ceilings, custom woodwork, and beautiful wood flooring flowing through the central living, dining, and kitchen areas, while the thoughtful split-plan layout features generously sized bedrooms, abundant storage space, and a private primary ensuite bathroom complete with a large walk-in shower. You will enjoy ultimate peace of mind with premium structural benefits including impact windows, block construction, and spray foam insulation for maximum energy efficiency, along with recently buried underground utilities. A lovely open front porch and screened rear porch are perfect for enjoying peaceful Florida evenings on a large lot with mature trees and if you'd like to stretch your legs, you can even take a stroll to Valrico Lake. Oversized two-car garage deep enough to fit an SUV and a large pickup truck and still have room for bikes and tools. To share a bit of unique local history, this property sits just behind Fat Willie's Fish Camp and was lovingly built by the longtime owners so it has deep local roots, and was the home of great memories. The restaurant is only open a few evenings a week and the brand-new rear fence provides the perfect canvas to plant some beautiful landscaping to easily create your own lush retreat. A buyer willing to finish out that second floor - or simply keep it as massive, convenient storage - can easily capitalize on its unbelievable potential, unlocking an incredible amount of home, space, and long-term value for the money. NOTE: The fireplace and book cases are furniture.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8539586
StatusActive
Year Built2013
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionVALRICO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Coffered Ceiling(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Porcelain Tile, Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsStorm Window(s)
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.50 acres (21,875 sq ft)
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$550,000
Annual Taxes$4,422 (2025)
FinancingCash, Conventional
ZoningRSC-6
Parcel #U2429202FK00000000089.0

Schools

ElementaryYates-HB
MiddleMann-HB
HighBrandon-HB

Directions

From SR-60 (Brandon Blvd), turn north onto S Miller Rd. Drive north for about a half-mile, then turn left (west) onto Pine St. Home will be on your left (the south side of the street), right before you reach Fourth Street.

Location

1905 PINE STREET, VALRICO, FL 33594

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES
ListedAugust 21, 2026

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Home Price

$550,000

20% ($110,000)
6.75%

Loan Term

Principal & Interest$2,854
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,508
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $550,000 home in VALRICO.

🏦

Conventional

$27,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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