$3,564,900
205 BATES AVENUE, INDIAN ROCKS BEACH, FL 33785
Beds
8
Baths
10
Sq Ft
5,100 sq ft
Year Built
2026
Lot Size
0.13 acres
Garage
6
About This Property
Brought to you by Noah Thomas Builders — where modern luxury meets timeless coastal elegance. Welcome to your dream property on the Gulf Coast — a newly built luxury duplex just a short stroll from the pristine sands and turquoise waters of Indian Rocks Beach. Whether you’re looking for a high-performing investment, a vacation retreat, or multi-generational living, this rare opportunity checks every box. This FEMA-compliant duplex is engineered with the latest post-hurricane and flood-proof standards. This 5,100 sqft masterpiece sits just blocks from the sand and the Intracoastal Waterway. Each side of this mirror-image duplex offers over 2,550 sqft of light-filled living space, thoughtfully designed for modern beach life. With 4 spacious bedrooms and 4 spa-inspired bathrooms per unit, there's room for family, guests, or short-term renters to relax in comfort and style. You will find a private elevator and 3 car stacked garage per unit. Each unit provides high ceilings, open-plan living, modern architectural angles, outdoor kitchen and relaxing soaking pool terrace, premium appliances and custom cabinetry, luxurious spa-style primary suite with oversized shower and ample closet space. From the fourth floor, sweeping views of the Intracoastal and the Gulf of America. FEMA-Compliant & Nightly Rental Zoned — With approved nightly rental zoning, this offers a dual revenue opportunity in a market where such modern coastal duplexes are rare. Live in one or lease both for strong occupancy potential — either way, it’s a flexible asset with built-in capital resilience and demand. Why investors love it-exceptionally tough build with FEMA-grade flood & hurricane protection, high-margin nightly rental zoning in a sought-after coastal locale, elegant, low-maintenance design tailored for upscale vacationers.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-75N, use the right 2 lanes to take exit 228 toward I-275N, take the exit toward FL 690/Gateway Expy, use the left lane to take the FL-686 W/Roosevelt Blvd ramp, merge onto US-19N, take the Ulmerton Rd exit, merge onto US 19 Frontage Rd, use the left 2 lanes to turn left onto FL-688 W, turn right onto Gulf Blvd, turn right onto 7th Ave N, turn left onto 1st St, turn right onto Bates Ave.
Location
205 BATES AVENUE, INDIAN ROCKS BEACH, FL 33785
Listing Information
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Preferred Time
Home Price
$3,564,900
Loan Term
Financing a Luxury Home
Specialized financing for this $3,564,900 property in INDIAN ROCKS BEACH. Luxury purchases typically require jumbo or portfolio lending.
💎
Jumbo Loan
$356,490 Down
For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.
🎖️
VA Jumbo
$0 Down
VA-eligible borrowers can go above conforming limits with zero down in many cases.
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Portfolio Loan
$534,735 Down
Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.
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Bridge Loan
$712,980 Down
Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.