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$374,900

3253 MCMATH DRIVE, PALM HARBOR, FL 34684

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,332 sq ft

Year Built

1984

Lot Size

0.09 acres

Garage

1

About This Property

Beautiful Villa in a Prime Highland Lakes Location! Don’t miss this well-maintained and thoughtfully updated 2-bedroom, 2-bath villa in one of Highland Lakes’ most desirable locations. This inviting home showcases elevated ceilings, a highly sought-after floor plan, and a spacious layout designed for comfortable Florida living. The two generously sized bedrooms feature excellent flexibility for guests, a home office, or a private retreat. The oversized garage provides abundant space for your vehicle, storage, golf cart, bicycles, tools, and everything that comes with the Florida lifestyle. The updated kitchen includes beautiful wood cabinetry, granite countertops, and a premium appliance package. The spacious living room offers plenty of room to relax or entertain, and both bathrooms have been tastefully updated with a clean, contemporary style. The additional Florida room is a great feature—perfect for hobbies, reading, crafting, home office, or simply enjoying the natural light and peaceful surroundings. Additional features include updated impact-rated insulated windows, updated textured ceilings (no popcorn), a 2018-dimensional shingle roof, A wonderful solar tube skylight that adds natural light into the main living area. Highland Lakes is a premier 55+ community showcasing an exceptional Florida lifestyle with unlimited free golf green fees on three 9-hole executive courses, a beautiful clubhouse, two swimming pools, tennis, pickleball, bocce ball, numerous clubs and activities, and countless opportunities to meet and socialize with neighbors. Residents also enjoy access to 2,600-acre Lake Tarpon through the community’s private boat ramp and nearby dock. Volunteer boat captains are available to take residents out on the lake, making it easy to enjoy boating and the natural beauty of one of the area’s most desirable recreational destinations. The Lake Tarpon Lodge features additional amenities, including a second pool and spa, along with convenient onsite nearby RV and boat storage. Conveniently located near Tampa, two major Airports, Gulf beaches, parks, shopping, dining, and entertainment, this villa showcases spacious living, meaningful updates, and an exceptional Florida lifestyle. If you’ve been waiting for the right villa in Highland Lakes, this one is worth seeing.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8539673
StatusActive
Year Built1984
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s)
FlooringPorcelain Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Filtration System
LaundryInside
WindowsBlinds, Double Pane Windows, Insulated Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.09 acres (3,986 sq ft)
Lot Dimensions35 x 113
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$172 / Monthly
Senior CommunityYes

Financial Details

List Price$374,900
Annual Taxes$1,539 (2025)
FinancingCash, Conventional
ZoningRPD-7.5
Parcel #052816389060001000

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighPalm Harbor Univ High-PN

Directions

TAMPA RD N LK ST GEORGE DR L MCMATH.

Location

3253 MCMATH DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeSELECT PROPERTIES INC
ListedAugust 20, 2026

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Home Price

$374,900

20% ($74,980)
6.75%

Loan Term

Principal & Interest$1,945
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,439
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $374,900 home in PALM HARBOR.

🏦

Conventional

$18,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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