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$189,000

4038 CORTEZ DRIVE UNIT B, TAMPA, FL 33614

Active0 days on market

Beds

2

Baths

3

Sq Ft

1,562 sq ft

Year Built

1972

Lot Size

Garage

About This Property

Virtually Staged. This charming 2-bedroom, 2.5-bath townhome-style condo is bursting with space and sunshine! This 2 story home lives large, all rooms offer generous space to stretch out and relax. Only 8 units like this exist in the community, so when one hits the market, it doesn’t last long! Here’s the best part: while records show 1,562 sq ft, this home truly lives like over 1,700! Both former lanais have been thoughtfully converted into bright interior living space without being counted in the official square footage. That’s bonus living space you get to enjoy every single day! Downstairs is a convenient half bath and an indoor laundry room with handy built-in shelving for extra storage. Upstairs, both bedrooms boast walk-in closets, including a generously sized primary closet — plus two full baths. But the real showstopper? Those gorgeous lanai windows overlook a serene pond right behind the property! Sip your morning coffee or unwind at sunset while watching birds and wildlife right from your window or backyard. The community has many perks: pool, basketball and tennis courts, and a playground — plus the HOA covers cable, trash, water, sewer, and exterior maintenance for easy, low-maintenance living! The community is also starting a fresh renovation project, repairing stairs and woodwork throughout. There’s an assigned parking space right in front of the unit, plus plenty of guest parking for visitors. Tucked away in a quiet community just off Dale Mabry, you’ll feel miles from it all while staying minutes from Tampa, Raymond James Stadium, MacDill AFB, and Tampa International Airport. Convenience and tranquility — all in one perfect package!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8539997
StatusActive
Year Built1972
Stories2
Total Rooms7
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionCORTEZ OF CARROLLWOOD A CONDOM
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Tennis Court(s)
Lot FeaturesIn County
Road SurfacePaved, Asphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$189,000
Annual Taxes$2,605 (2025)
FinancingCash, Conventional, FHA
ZoningRMC-20
Parcel #U21281814H00000604038.B

Schools

ElementaryCrestwood-HB
MiddlePierce-HB
HighLeto-HB

Directions

Dale Mabry South of Bush North of Waters, Cortez Complex is on the west side of Dale Mabry; once on complex take Lazy Lane for 2.8 miles then left on Cortez to condo.

Location

4038 CORTEZ DRIVE UNIT B, TAMPA, FL 33614

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedAugust 21, 2026

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Home Price

$189,000

20% ($37,800)
6.75%

Loan Term

Principal & Interest$981
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,304
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $189,000 home in TAMPA.

🏛️

FHA Loan

$6,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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