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$375,000

9826 ISLAND HARBOR DRIVE, PORT RICHEY, FL 34668

3D Tour
Active49 days on market

Beds

2

Baths

2

Sq Ft

1,434 sq ft

Year Built

1975

Lot Size

0.15 acres

Garage

1

About This Property

ASSUMABLE MORTGAGE!!! RATE AT 2.375%!!! Dreaming of your own personal waterfront oasis? Where you can relax and enjoy the beauty of natural Florida… sunrises, sunsets and stunning wildlife? Look no further, you have found it. This lovingly maintained 2-bedroom, 2-bathroom, 1-car garage pool home is located in the desirable community of Westport and features direct Gulf access for the ultimate Florida lifestyle. Enter the home through a charming and gated courtyard which is just the beginning of this incredible residence. Step inside to an open and inviting floor plan, where the front entry seamlessly transitions through the living and dining areas, providing picturesque views of the pool area and canal beyond. The kitchen has been tastefully updated with granite countertops, modern cabinets, and stainless steel appliances. The kitchen opens to the family room, which features a wood-burning fireplace, perfect for the chillier Florida days. Sliding glass doors from both the dining room and family room lead out to the screened-in lanai and pool area, where you can take in the Florida sunshine and enjoy the serene canal views. A stamped concrete patio surrounds the pool, extending to an outside patio – a perfect spot for grilling and entertaining. Built for enduring quality and protection, this home features a new roof installed in 2017 and an updated AC system in 2018. The seawall, a crucial component for waterfront properties, was redone in 2016, constructed with concrete extending all the way down to ensure lasting durability. Boating enthusiasts will appreciate the convenience of the floating dock, providing easy access for jet skis or a pontoon boat. There is an outdoor shed for storage of all your pool and boating toys. The outside TV and the Hot Tub convey with the home. There has even been a RV plug installed. Lusciously landscaped with plants that include: dragon fruit, papaya, banana, pineapple, key lime, meyer lemon, lychee & passion fruit. Recently updated electrical panel, all 20amp outlets, dimmable leads, dimmable light switches. This home is more than just a residence; it's a waterfront escape designed for privacy, comfort, relaxation and FUN! Don't miss the opportunity to own this Gorgeous Waterfront Property and Live the Florida Life!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540027
StatusActive
Year Built1975
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionWEST PORT SUB
CountyPasco
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorCourtyard, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
Lot Size0.15 acres (6,500 sq ft)
Lot FeaturesLandscaped
Road SurfaceAsphalt
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Screen Enclosure
SpaAbove Ground

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$375,000
Annual Taxes$5,055 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162521098.A000.00183.0

Schools

ElementaryGulf Highland Elementary
MiddleChasco Middle-PO
HighF.K. Marchman Tech Center-PO

Directions

From US Hwy 19 take Scenic Dr. West to stop sign, take a right (North) to continue on Scenic Dr. to the first road on the Left, Westport Dr. take a left head West to Grace Dr. and take a right, to first road, Seabreeze Dr. take a left, head West to first road on Right, Island Harbor drive, take to address on the right side.

Location

9826 ISLAND HARBOR DRIVE, PORT RICHEY, FL 34668

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 18, 2026

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Home Price

$375,000

20% ($75,000)
6.75%

Loan Term

Principal & Interest$1,946
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,440
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $375,000 home in PORT RICHEY.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 30, 2026.

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