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- 19539 ROSEATE DRIVE
$589,900
19539 ROSEATE DRIVE, LUTZ, FL 33558
Beds
3
Baths
3
Sq Ft
2,137 sq ft
Year Built
2020
Lot Size
0.13 acres
Garage
2
About This Property
Welcome to this beautifully upgraded 3-bedroom, 2.5-bath home with an office, first-floor primary suite, and peaceful conservation views in the desirable Arbors at Waterside community of Lutz, Florida. Offering an impressive combination of modern finishes, flexible living space, privacy, low HOA fees, and NO CDD fees, this move-in-ready home is designed for comfortable Florida living and entertaining. Step inside to a grand, light-filled entrance featuring soaring ceilings, elegant tray ceiling details, and an open-concept floor plan. The gourmet kitchen is the centerpiece of the home, featuring quartz countertops, stainless steel appliances, a gas cooktop, built-in oven and microwave, deep farmhouse sink, subway tile backsplash, breakfast bar, abundant cabinetry, and generous counter space. The kitchen flows seamlessly into the spacious dining and living areas, where triple sliding glass doors showcase tranquil conservation views and fill the home with natural light. Open the sliders to the screened lanai and enjoy your own private outdoor retreat overlooking the conservation area with no immediate rear neighbors—perfect for morning coffee, relaxing evenings, or entertaining family and friends. The spacious first-floor primary suite offers privacy and convenience with a large walk-in closet and beautifully appointed en-suite bathroom featuring dual quartz vanities and an oversized walk-in shower. Also located on the first floor is a dedicated den/office or flex space, guest half bath, under-stair storage, and a custom drop zone at the garage entrance complete with cabinetry and quartz countertops. Upstairs, the wood-spindle staircase leads to two additional bedrooms and a full bathroom featuring a double vanity and a separate shower and commode area, creating a functional layout for family members or overnight guests. Additional upgrades include quartz countertops throughout, a stone-accented exterior elevation, paver driveway with fresh sealant, epoxy-coated garage floor, screened lanai, conservation homesite, and custom built-in drop zone. Enjoy low HOA fees and NO CDD fees along with neighborhood amenities including a community lake and park. Ideally located in Lutz with convenient access to US-41, SR-54, and the Veterans Expressway (SR-589), this home puts shopping, dining, grocery stores, medical facilities, recreation, nature parks, trails, and the greater Tampa Bay area within easy reach. If you're searching for a move-in-ready Lutz home with a first-floor primary suite, dedicated home office, gourmet kitchen, conservation views, screened outdoor living, and no CDD fees, this one deserves to be at the top of your list. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 54, head south on Sunlake Blvd for approximately 1.3 miles. Turn left onto Roseate Dr. Continue on Roseate Dr; 19539 Roseate Dr will be on the left.
Location
19539 ROSEATE DRIVE, LUTZ, FL 33558
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$589,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $589,900 home in LUTZ.
🏛️
FHA Loan
$20,647 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.