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$399,000

1949 TROTTER ROAD, LARGO, FL 33774

Active1 days on market

Beds

4

Baths

3

Sq Ft

1,353 sq ft

Year Built

1980

Lot Size

0.22 acres

Garage

0

About This Property

Welcome to 1949 Trotter Rd, a beautifully renovated 4-bedroom, 3-bathroom block home in the desirable Largo area. This move-in-ready residence offers a spacious open-concept layout with a split-bedroom floor plan and two en-suite bedrooms, providing comfort and flexibility for family and guests. The primary suite features a walk-in closet, while the updated kitchen showcases modern cabinetry and granite countertops. Property include a 2021 roof, 2023 HVAC, updated windows and sliding door, luxury vinyl plank flooring throughout, updated bathrooms, modern lighting and fans, and an indoor laundry area. Situated on a generous lot with a fenced yard, this home combines modern updates with convenient Florida living. Enjoy easy access to shopping, dining, recreation, major roads, and the beautiful Gulf Coast beaches.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540215
StatusActive
Year Built1980
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionGULF TERRACE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Split Bedroom
FlooringLuxury Vinyl, Tile
AppliancesCooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
FencingChain Link
Lot Size0.22 acres (9,470 sq ft)
Lot Dimensions64 x 148
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$6,870 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-4
Parcel #043015345240000650

Directions

From Ulmerton Road, head west to Wilcox Road and turn right. Continue to Trotter Road/125th Street and turn right. Proceed to 1949 Trotter Road; the property will be on the right

Location

1949 TROTTER ROAD, LARGO, FL 33774

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 7, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in LARGO.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 8, 2026.

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