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$525,000

13935 NATURES RESERVE DRIVE, LITHIA, FL 33547

Active0 days on market

Beds

2

Baths

3

Sq Ft

2,048 sq ft

Year Built

2019

Lot Size

0.16 acres

Garage

2

About This Property

Virtually Staged. Welcome home to this stunning residence in the 55+ gated Encore community, nestled within the highly sought-after FishHawk Ranch! From the moment you arrive, the exceptional curb appeal is evident with beautiful exterior stone accents, a brick-paver driveway, and a brick-paver walkway leading to the impressive 8-foot glass front door. Step inside to discover an inviting open-concept floor plan featuring wood flooring, soaring ceilings, elegant crown molding and 8 Foot Doors. Off the foyer are a convenient half bath and a spacious second bedroom with a private en-suite bath perfect for guests or family. Continue into the bright and open great room, kitchen, and dining area, designed for comfortable everyday living and entertaining. The gourmet kitchen offers an abundance of 42-inch soft-close wood cabinetry and drawers, gas range, stainless steel appliances, granite countertops, tiled backsplash, wine refrigerator, large center island, and pantry. Just off the great room, is a bonus room which features a beautiful wood-inlay tray ceiling and Murphy bed, providing a versatile space that can easily accommodate overnight guests. The spacious primary retreat is privately located at the rear of the home and features a cathedral ceiling with peaceful views of the backyard. The luxurious en-suite bath includes a large walk-in shower, dual sinks, soft-close cabinetry and drawers, water closet, linen storage, and a customized walk-in closet with additional soft-close drawers. The Triple Pane Sliding Glass Doors open to the expansive brick-paver lanai, creating the perfect space to relax or entertain while enjoying tranquil conservation views, no rear neighbors. The fenced backyard features low-maintenance Artificial Turf with a Lifetime Guaranatee, providing a beautiful green lawn year-round without watering or regular lawn maintenance. Additional highlights include a convenient drop area off the kitchen, a spacious laundry room with built-in cabinetry and folding table, and an attached garage featuring epoxy flooring, a gas water heater, and a 240-volt EV charger. This exceptional homesite offers privacy, beautiful conservation views, and thoughtful upgrades throughout. Come experience it firsthand and discover the lifestyle you've earned in Encore at FishHawk Ranch. Encore residents enjoy private access to the state-of-the-art Encore Oasis Club, featuring a resort-style heated pool, pickleball and basketball courts, fitness center, gathering spaces, clubhouse, and a full-time activities director, staff and robust activities calendar. Residents also have access to amenities in the neighboring FishHawk Ranch West community, including a dog park, Lake House clubhouse with fitness center, sidewalks throughout the community and around Lake Hutto, and a nearby pool with splash pad. The monthly HOA fee of $548 includes the community pool, grounds maintenance, management services, recreational facilities, security, and trash service. As part of the Encore community, residents also receive significant discounts on Spectrum cable, internet, and mobile phone packages.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540276
StatusActive
Year Built2019
Total Rooms11
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFISHHAWK RANCH WEST PH 3B
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
LaundryLaundry Room
WindowsDouble Pane Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Natural Gas
FireplaceYes ()
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors, Sprinkler Metered
FencingChain Link
Lot Size0.16 acres (6,974 sq ft)
Lot Dimensions53.24 x 131
Lot FeaturesConservation Area
Road SurfaceAsphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$449 / Monthly
Senior CommunityYes

Financial Details

List Price$525,000
Annual Taxes$9,813 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U253020A8K00007600021.0

Directions

From Bell Shoals Road go straight onto Boyette Road and take the 2nd exit to Barrington Stowers Drive, take the 1st exit onto Village Center Drive, turn right onto Natures Reserve Drive and the home will be on the right side.

Location

13935 NATURES RESERVE DRIVE, LITHIA, FL 33547

Listing Information

OfficeCENTURY 21 CIRCLE
ListedAugust 21, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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How to Buy This Home

Multiple financing options available for this $525,000 home in LITHIA.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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