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$509,000

13935 NATURES RESERVE DRIVE, LITHIA, FL 33547

3D Tour
Active20 days on market

Beds

2

Baths

3

Sq Ft

2,048 sq ft

Year Built

2019

Lot Size

0.16 acres

Garage

2

About This Property

Virtually Staged. Price Reduced. Welcome to this exceptional residence in Encore, a 55+ gated community within the highly sought-after FishHawk Ranch! From the moment you arrive, you'll appreciate the impressive curb appeal, featuring beautiful stone accents, a brick-paver driveway and walkway, and an elegant 8-foot glass front door. Inside, an inviting open-concept design showcases wood flooring, soaring ceilings, crown molding, and 8-foot doors throughout. The foyer opens to a convenient half bath and spacious second bedroom with its own private en-suite bath, creating an ideal retreat for guests or family. The heart of the home is the bright great room, dining area, and gourmet kitchen, thoughtfully designed for both everyday living and entertaining. The kitchen features abundant 42-inch soft-close wood cabinetry and drawers, granite countertops, tiled backsplash, gas range, stainless steel appliances, wine refrigerator, large center island, and pantry. Just off the great room, the versatile bonus room features a beautiful wood-inlay tray ceiling and Murphy bed, making it perfect for overnight guests, an office, hobby room, or additional living space. Privately positioned at the rear of the home, the spacious primary suite offers a cathedral ceiling and peaceful backyard views. The luxurious en-suite bath includes a large walk-in shower, dual sinks, soft-close cabinetry and drawers, water closet, linen storage, and a customized walk-in closet with additional built-in storage. Triple-pane sliding glass doors extend the living space outdoors to an expansive brick-paver lanai overlooking serene conservation views with no rear neighbors. The fenced backyard features low-maintenance artificial turf with a lifetime guarantee, providing a beautiful green lawn without the watering and routine maintenance required with traditional grass. Additional features include a convenient kitchen drop zone, spacious laundry room with built-in cabinetry and folding table, and an attached garage with epoxy flooring, gas water heater, and 240-volt EV charger. This exceptional homesite combines privacy, thoughtful upgrades, flexible living spaces, and beautiful natural views. Encore residents enjoy an outstanding resort-style lifestyle with private access to the Encore Oasis Club, featuring a heated resort-style pool, pickleball and basketball courts, fitness center, clubhouse, gathering spaces, full-time activities director and staff, and a robust calendar of activities. Residents also enjoy access to amenities in neighboring FishHawk Ranch West, including the Lake House clubhouse and fitness center, dog park, sidewalks throughout the community and around Lake Hutto, and a nearby pool with splash pad. The monthly $548 HOA fee includes lawn mowing, tree pruning and landscaping, community pool, grounds maintenance, management services, recreational facilities, security, and trash service. Encore residents also receive significant discounts on Spectrum cable, internet, and mobile phone packages. Come discover the privacy, comfort, amenities, and carefree lifestyle that make this exceptional Encore home such a special place to call home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540276
StatusActive
Year Built2019
Total Rooms11
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFISHHAWK RANCH WEST PH 3B
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
LaundryLaundry Room
WindowsDouble Pane Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Natural Gas
FireplaceYes ()
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors, Sprinkler Metered
FencingChain Link
Lot Size0.16 acres (6,974 sq ft)
Lot Dimensions53.24 x 131
Lot FeaturesConservation Area
Road SurfaceAsphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$449 / Monthly
Senior CommunityYes

Financial Details

List Price$509,000
Original Price$525,000
Annual Taxes$9,813 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U253020A8K00007600021.0

Directions

From Bell Shoals Road go straight onto Boyette Road and take the 2nd exit to Barrington Stowers Drive, take the 1st exit onto Village Center Drive, turn right onto Natures Reserve Drive and the home will be on the right side.

Location

13935 NATURES RESERVE DRIVE, LITHIA, FL 33547

Listing Information

OfficeCENTURY 21 CIRCLE
ListedAugust 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$509,000

20% ($101,800)
6.75%

Loan Term

Principal & Interest$2,641
Property Tax (est.)$467
Insurance (est.)$150
Total Monthly$3,258
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How to Buy This Home

Multiple financing options available for this $509,000 home in LITHIA.

🏛️

FHA Loan

$17,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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