$675,000
104 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785
Beds
2
Baths
1
Sq Ft
1,092 sq ft
Year Built
1950
Lot Size
0.13 acres
Garage
1
About This Property
Live where others vacation—just 116 steps from the Gulf and the 12th Avenue beach access! Located on a quiet street in desirable Indian Rocks Beach, this beautifully updated single-family home offers a garage, a spacious pool sized backyard, and income-producing potential. Permitted for short-term-rental use with 1-to-7-day minimum stays, the property is currently operating as a successful vacation rental with consistent bookings and five-star reviews. Completely remediated and truly turnkey, the home features porcelain tile flooring throughout, a stylish glass-block shower, interior laundry, and direct backyard access from the bedroom and garage. Tasteful, upscale furnishings, linens, decorations and housewares are all included. Additional features include an Interior Laundry with Washer and dryer, a garage filled with beach toys for immediate fun and even an outdoor shower to rinse off when returning from the beach! Major improvements include a 2024 shingle roof CHA 2024 , Hot water heater 2025 rewiring 2025 and new ductwork in 2026. Indian Rocks Beach is a golf-cart-friendly community known for its beautiful white-sand beaches, outstanding restaurants, shopping, parks, library, art center, tennis and pickleball courts, public fishing dock, dog park, boat ramp, marina, and baseball field. Whether you are searching for a primary residence, beach getaway, or established short-term rental, this is a rare opportunity to own just steps from the Gulf while generating income that can help offset ownership expenses.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Ulmerton, head north on Gulf Blvd, turn right onto 12th Avenue. 104 will be on you rleft
Location
104 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$675,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $675,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$23,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.