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$530,000

703 23RD STREET SW, LARGO, FL 33770

3D Tour
Active2 days on market

Beds

3

Baths

2

Sq Ft

1,566 sq ft

Year Built

1967

Lot Size

0.16 acres

Garage

2

About This Property

This well-maintained, updated split-bedroom home sits on an attractive, tree-lined street near golf courses, restaurants, Taylor Park, the Pinellas Trail, and the Gulf beaches. It is in a non-flood zone. The home is ideal for outdoor entertaining, with mature landscaping, a covered patio with a TV, and an attractive yard featuring a heated above-ground pool with a deck, plus an outdoor kitchen with a Blackstone grill, sink, and TV, a garden swing, two storage sheds, artificial turf and paving, extensive outdoor landscape lighting, and an outdoor heated shower. The house has hurricane windows and sliding doors, engineered hardwood floors, and plantation shutters. The kitchen has stainless-steel appliances, newer cabinetry, a breakfast bar, and granite counters. The bathrooms are updated, and the vanities have granite tops. The living area includes a living room, dining room, and family room, and the bedrooms are generously sized. The master bedroom has a walk-in, custom-designed closet with a built-in safe. The garage has extensive storage and a Wi-Fi garage door opener. The home has an attic fan, newer AC, a security camera system, and a newer dishwasher, microwave, washer, and dryer. See the 5-minute video virtual tour.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540427
StatusActive
Year Built1967
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMARGARET MANOR
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Eating Space In Kitchen, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Engineered Hardwood, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Outdoor Kitchen, Outdoor Shower, Private Yard, Rain Gutters, Sliding Doors, Storage
Other StructuresOutdoor Kitchen, Shed(s)
Lot Size0.16 acres (7,139 sq ft)
Lot FeaturesCity Lot, Landscaped, Near Golf Course
Road SurfaceAsphalt
ViewCity

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground, Deck, Solar Heat

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$530,000
Annual Taxes$6,122 (2025)
Parcel #332915551520020020

Directions

Go south on Indian Rocks Road from W Bay Drive in Belleair Bluffs, turn east at the traffic light onto 8th Avenue SW. Just after the traffic light, turn north into 23rd Street SW.

Location

703 23RD STREET SW, LARGO, FL 33770

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 19, 2026

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Preferred Time

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Home Price

$530,000

20% ($106,000)
6.75%

Loan Term

Principal & Interest$2,750
Property Tax (est.)$486
Insurance (est.)$150
Total Monthly$3,386
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How to Buy This Home

Multiple financing options available for this $530,000 home in LARGO.

🏛️

FHA Loan

$18,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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