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$350,000

4745 TAMPA DOWNS, LUTZ, FL 33559

3D Tour
Active14 days on market

Beds

3

Baths

2

Sq Ft

1,732 sq ft

Year Built

1973

Lot Size

0.19 acres

Garage

2

About This Property

Wesley Chapel Area! No HOA! BOAT and RV Parking allowed! Private Pool! Fall in love with this Adorable 3-bed, 2-bath home featuring a 2-car garage and a fully fenced backyard. The interior offers a cozy living room, a formal dining space, and an expanded kitchen and breakfast nook. The primary suite includes a private bath, while the secondary bath features recent updates. Step outside to enjoy Florida living year-round on the oversized, covered, screened porch overlooking your private inground pool. 1/5 acre lot offers a storage shed, gate to the back yard and plenty of room for RV/Boat parking and a. A/Ced Storage in the Garage! BIG TICKET items are updated: New Roof (2024), insulated windows, electric panel, water heater (2022), gutters, updated A/C (2018), air ducts, attic insulation, driveway, and garage door. Close to all Wesley Chapel, Lutz, Land O Lakes has to offer. NOT A FLIP! Owners have loved on this home since 2009 and you can make it yours..

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540534
StatusActive
Year Built1973
Total Rooms7
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesWest
SubdivisionTAMPA DOWNS HEIGHTS UNIT 3
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
FencingFenced
Other StructuresShed(s)
Lot Size0.19 acres (8,700 sq ft)
Lot FeaturesCorner Lot, Oversized Lot
Road SurfacePaved, Asphalt
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sprinkler Meter, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$350,000
Original Price$375,000
Annual Taxes$1,472 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningR3
Parcel #1426190030000001480

Schools

ElementaryVeterans Elementary School
MiddleCypress Creek Middle School
HighCypress Creek High-PO

Directions

From I-75, head West on Wesley Chapel Blvd. Turn South on Magnolia Blvd. Right on Tampa Downs. Home on the corner.

Location

4745 TAMPA DOWNS, LUTZ, FL 33559

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES
ListedAugust 27, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$350,000

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $350,000 home in LUTZ.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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