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$258,000

614 TERRA LAGO STREET, DAVENPORT, FL 33897

3D Tour
Active43 days on market

Beds

4

Baths

3

Sq Ft

1,492 sq ft

Year Built

2005

Lot Size

0.04 acres

Garage

,

About This Property

Welcome to this well-maintained 2005 townhome located within the Regal Palms at Highland Reserve community in Davenport. This spacious townhome features 4 bedrooms and 3 bathrooms, offering an excellent combination of comfort, functionality, and versatility. Its two-story layout provides plenty of space for family and guests, including a convenient first-floor bedroom and full bathroom, adding flexibility and convenience to the home’s design. The property is well suited for a variety of uses, whether as a primary residence, vacation home, or short-term rental property. Its Davenport location provides convenient access to Central Florida’s world-famous attractions, as well as restaurants, shopping, entertainment, and major roadways. One of the property’s greatest highlights is being part of Regal Palms at Highland Reserve, a gated, resort-style community offering a variety of amenities for owners and guests. These include a community pool, clubhouse, fitness center, recreational areas, playground, and controlled community access. The association also includes a variety of community services, including cable, internet, maintenance of common and exterior areas, pest control, trash service, and access to the community’s recreational facilities. An excellent opportunity to own a well-maintained property with a functional layout and access to the conveniences offered by one of Davenport’s established vacation communities. Opportunities offering this combination of location, versatility, and resort-style living don’t come along every day. Discover everything this property has to provide.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8540604
StatusActive
Year Built2005
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionREGAL PALMS AT HIGHLAND RESERVE PHASE 3
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorOther
FlooringLaminate, Tile
AppliancesBuilt-In Oven, Dishwasher, Dryer, Electric Water Heater, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorOther
Lot Size0.04 acres (1,577 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$730 / Monthly
Senior CommunityNo

Financial Details

List Price$258,000
Original Price$265,000
Annual Taxes$3,131 (2025)
ZoningPUD
Parcel #262514999954002970

Directions

From US-27, turn onto Sand Mine Road. Continue to Terra Lago Street, then turn onto Terra Lago Street. Follow the road to 614 Terra Lago St. Property will be on your right.

Location

614 TERRA LAGO STREET, DAVENPORT, FL 33897

Listing Information

OfficeHOME PRIME REALTY LLC
ListedAugust 24, 2026

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Home Price

$258,000

20% ($51,600)
6.75%

Loan Term

Principal & Interest$1,339
Property Tax (est.)$237
Insurance (est.)$150
Total Monthly$1,725
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How to Buy This Home

Multiple financing options available for this $258,000 home in DAVENPORT.

🏛️

FHA Loan

$9,030 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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