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$279,999

11287 CAY SPRUCE WAY, SAN ANTONIO, FL 33576

3D Tour
Active22 days on market

Beds

3

Baths

3

Sq Ft

1,856 sq ft

Year Built

2020

Lot Size

0.06 acres

Garage

1

About This Property

Short Sale. Welcome to your slice of paradise in the sought after Mirada community, where resort style living isn't a getaway, it's your everyday reality. This stunning 3 bedroom, 2.5 bath townhome sits in a quiet, well established neighborhood framed by lush, mature landscaping, sidewalk lined streets, and elegant fountain features that greet you at the entrance and set the tone the moment you arrive. With a tranquil water view of the pond out back, ample guest parking beyond the garage, and one of the largest man made lagoons just steps away, this home truly delivers a lifestyle most people only dream about. Step inside through a charming covered entry and immediately feel the openness of the bright, airy first floor. Tile flooring flows seamlessly through the living, dining, and kitchen areas, accented by upgraded lighting and a thoughtfully designed layout that makes entertaining feel completely effortless. Natural light pours into every corner, and the transition between spaces is smooth and inviting. The kitchen is the heart of the home and it shows, featuring quartz countertops, stainless steel appliances, a striking tile backsplash, a walk in pantry, and a center island with a breakfast bar that's perfect for casual mornings or hosting friends. A guest half bath on the main level adds everyday convenience. Head upstairs to find plush carpeted bedrooms, a second floor laundry closet that keeps chores out of sight, and a versatile office nook ideal for working from home or creative pursuits. The generous primary suite is your personal retreat, complete with a large walk in closet and a spa inspired en suite bath featuring dual vanity sinks, a glass enclosed walk in shower, etc. The second bedroom also includes a walk in closet and sits conveniently across from the full guest bath, while the third bedroom adapts beautifully to whatever your lifestyle calls for; guest room, hobby space, or home gym. Out back, your screened porch frames peaceful pond views that make unwinding at the end of the day feel like a luxury. And when you're ready for more adventure, the lagoon is right around the corner — offering kayaking, paddle boarding, beachside lounging, and a full calendar of community events that keep the energy alive year round. The HOA takes care of the details so you don't have to — covering ultra fast WiFi, cable, lagoon access, lawn maintenance, and roof reserves, delivering a truly low maintenance lifestyle packed with perks. Opportunities like this don't last long in a community this vibrant. Schedule your private showing today and come see why people who visit Mirada end up calling it home. Sold as-is, buyer or buyer agent to verify any and all information, rules, restrictions, etc.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8540643
StatusActive
Year Built2020
Stories2
Total Rooms6
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionMIRADA PRCL 21-1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet, Upper Level
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk
Lot Size0.06 acres (2,492 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$332 / Monthly
Senior CommunityNo

Financial Details

List Price$279,999
Original Price$325,000
Annual Taxes$4,712 (2025)
FinancingCash, Conventional, FHA, Private Financing Available, VA Loan
ZoningMPUD
Parcel #0925200050016000900

Directions

if coming from Mirada Blvd turn onto Setter Palm Rd and then onto Cay Spruce Way, property on left.

Location

11287 CAY SPRUCE WAY, SAN ANTONIO, FL 33576

Listing Information

OfficeGREAT WESTERN REALTY
ListedAugust 19, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$279,999

20% ($56,000)
6.75%

Loan Term

Principal & Interest$1,453
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,860
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How to Buy This Home

Multiple financing options available for this $279,999 home in SAN ANTONIO.

🏛️

FHA Loan

$9,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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