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$625,000

5855 MIDNIGHT PASS ROAD UNIT 222, SARASOTA, FL 34242

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,180 sq ft

Year Built

1976

Lot Size

Garage

About This Property

Turnkey and ready for its next chapter, this spacious residence in the curve of Harbor Towers Yacht & Racquet Club is one of the largest floor plans in the building, featuring a split layout with each bedroom offering its own private bathroom. Sold completely furnished, this unit makes it effortless to fly or drive down and start enjoying it immediately, or begin renting it out right away. A rare find: existing washer/dryer electric hookups are already in place beneath the kitchen counter, a feature the building no longer permits for new installations. There's also a washer and dryer room located on the second floor just a few doors down. Picture the perfect Florida day: morning coffee on your enclosed patio overlooking the peaceful pond, then a match on the on-site tennis courts before laying out by the beautiful pool, both with views over the dock and water. Hop the trolley or take a short drive to the rose quartz sand beaches of Siesta Key, then wind down with happy hour and live music in Siesta Key Village. This unit can be rented short-term with a two-week minimum, and owners have the flexibility to use the community's on-site property management or bring in their own. Just three minutes to Siesta Key's world-famous beaches and five minutes to the shops and restaurants of Siesta Key Village, this is the perfect Florida lifestyle. Schedule your private showing today. Buyer to verify HOA rules regarding laundry hookups, boat slip rental terms, property management options, and rental restrictions.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8540644
StatusActive
Year Built1976
Stories7
Total Rooms6
ConstructionConcrete
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionHARBOR TOWERS Y & R
CountySarasota
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Same Floor As Condo Unit, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Lighting, Outdoor Grill, Outdoor Shower, Sauna, Sliding Doors, Storage, Tennis Court(s)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Sewer Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$2,351 / Quarterly
Senior CommunityNo

Financial Details

List Price$625,000
Annual Taxes$5,114 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMF3
Parcel #0105134044

Schools

ElementaryPhillippi Shores Elementary
MiddleBrookside Middle
HighSarasota High

Directions

Stickney Point Road West of Tamiami trail, across the bridge, turn North (right) onto Midnight Pass Road. Turn right into Harbor Towers (use North entrance). Entrance is gated and requires a code to get in. Make a left after the gate and guests parking is by the tennis courts in the back.

Location

5855 MIDNIGHT PASS ROAD UNIT 222, SARASOTA, FL 34242

Listing Information

OfficeCAPSTAR REAL ESTATE LLC
ListedAugust 21, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $625,000 home in SARASOTA.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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