$529,000
12231 KELLY LANE, THONOTOSASSA, FL 33592
Beds
5
Baths
2
Sq Ft
2,586 sq ft
Year Built
1972
Lot Size
0.43 acres
Garage
2
About This Property
Looking for tranquility but close to all the conveniences? Pool, Workshop, & Conservation Views! Welcome home to 12231 Kelly Lane, a spacious 4-bedroom (plus office or use as 5th bedroom), 2-bathroom residence offering 2,586 sq ft of living space, and a private backyard paradise. Be sure to watch the video walkthrough! Set on a massive 0.43-acre lot under mature oak trees, this immaculate move-in-ready property delivers the perfect blend of indoor comfort, outdoor recreation, and peaceful seclusion with NO HOA or CDDs. The interior features 4 bedrooms, an extra office/flex room/bedroom, and bamboo wood floors and tile throughout. The central kitchen is designed with a convenient pass-through opening directly to the massive main family room, which features a wood-burning fireplace, perfect for family time or entertaining guests. Flexible storage, including two dedicated rooms off the laundry area, ideal for pantry overflow or additional climate-controlled storage needs. All windows have been updated for energy-efficiency. Enjoy sunny Florida days on your fully screened, covered patio overlooking an in-ground swimming pool with conservation backdrop. The rear lot line borders natural conservation land, ensuring perpetual privacy with no rear neighbors, and a 5-minute trail walk taking you directly to the Hillsborough River. Abundant wildlife to enjoy, including tortoises, falcons, owls, sandhill cranes, deer, and more. The detached garage/workshop provides exceptional space for vehicles, a home workshop, or extra gear. Schedule your private showing today! Very few homes come available in this neighborhood!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
US 301 to Palm Tree Dr, then turn R onto Kelly Ln. House will be on the left.
Location
12231 KELLY LANE, THONOTOSASSA, FL 33592
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$529,000
Loan Term
How to Buy This Home
Multiple financing options available for this $529,000 home in THONOTOSASSA.
🏛️
FHA Loan
$18,515 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 23, 2026.