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$195,000

2833 ORANGE TREE CIRCLE N UNIT A, PALM HARBOR, FL 34684

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

960 sq ft

Year Built

1980

Lot Size

Garage

1

About This Property

Welcome to low-maintenance living in the desirable 55+ community of Orange Tree Villas in the heart of Palm Harbor! Tucked away in a peaceful, quaint neighborhood, this charming two-bedroom, two-bath end-unit villa offers comfort, convenience, and carefree Florida living. Relax on the covered, screened front porch and enjoy the quiet surroundings. Inside, this light and bright home features beautiful new wood-look luxury vinyl plank flooring and an attached one-car garage. A unique, light-filled atrium located just off the kitchen, living room, and garage provides the perfect space for a small garden, orchids, or your own private retreat. Updates include ROOF (2025), and HVAC (2020). Located in a non-evacuation zone for added peace of mind. Residents enjoy resort-style amenities and exceptional value with low monthly condominium fees that include roof, insurance, basic cable, internet, trash, water, sewer, exterior maintenance, lawn care, tree maintenance, exterior pest control, termite control, community pool, and clubhouse. Pet restrictions apply: No pets permitted; properly documented service animals are allowed. Indoor birds and fish are permitted. Ideally located near shopping, dining, medical facilities, and the beautiful Gulf beaches, with convenient access to everything Palm Harbor has nearby. Don’t miss this opportunity to enjoy easy, low-maintenance living in a wonderful 55+ community!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8540788
StatusActive
Year Built1980
Stories1
Total Rooms6
ConstructionBlock, Stucco, Wood Siding
RoofShingle
FoundationSlab
FacesEast
SubdivisionORANGE TREE VILLAS CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sliding Doors
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$195,000
Annual Taxes$637 (2025)
FinancingCash, Conventional
Parcel #062816646460100010

Directions

Take US Hwy19N to Nebraska Ave. Turn East on Nebraska Ave go around the bend to Orange Tree Villas. Turn onto Orange Tree Cir, then a left onto Orange Tree Cir W. Go around the circle to number 2833 (on the mailbox and building) to unit #A in the back.

Location

2833 ORANGE TREE CIRCLE N UNIT A, PALM HARBOR, FL 34684

Listing Information

OfficePREMIER SOTHEBY'S INTL REALTY
ListedAugust 20, 2026

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Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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How to Buy This Home

Multiple financing options available for this $195,000 home in PALM HARBOR.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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