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$429,900

1437 RIDGE TERRACE, TARPON SPRINGS, FL 34689

3D Tour
Active51 days on market

Beds

3

Baths

3

Sq Ft

1,977 sq ft

Year Built

2006

Lot Size

0.07 acres

Garage

2

About This Property

The preferred Lender, Eads Mortgage, is offering up to $5,300 towards closing costs for the buyer. Renovated end unit, 3 bedroom townhome in the heart of Tarpon Springs. Walking distance to Tarpon Springs Golf Course and Sisler Field, and just minutes from the famous Sponge Docks, Downtown Tarpon, and Fred Howard Park... enjoying life in Tarpon Springs has never been easier! Private driveway, private side entrance, and 2 car garage. Beautiful engineered hardwood flooring downstairs. The main level features an impressive dual height ceiling flooding the space with natural light, plus a spacious living room/dining room combo with access to your private, screened in patio. Full kitchen remodel in 2025, including new shaker cabinetry, granite countertops, tile flooring, fresh paint, new faucet and sink, complementing the stainless steel GE appliance package added in 2022. The main level primary suite includes a fully renovated en suite bathroom with dual sink vanity, large format tile flooring, a walk in shower with glass enclosure, a separate soaking tub, and two closets: one standard, one generous walk in. A private slider off the primary bedroom also opens directly to the screened in patio, perfect for morning coffee or evening unwinding. Upstairs opens to a loft space, two split bedrooms with good sized walk in closets, a laundry room with storage, and a full bathroom. Additional updates include a brand new water softener (2026), reverse osmosis water filtration system (2025), water heater (2025), and washer/dryer (2022). A modest $350/month HOA covers the tile roof, building exterior, landscaping, sprinklers, cable TV, high speed internet, and ADT security monitoring, making homeownership simple and worry free. This townhome is perfect for anyone who wants maintenance free living, golfers and beach lovers alike! Enjoy a short drive to Fred Howard Beach and Park, or about 25 minutes to Clearwater Beach, for a true Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8540819
StatusActive
Year Built2006
Stories2
Total Rooms3
ConstructionBlock, Wood Frame
RoofTile
FoundationSlab
FacesSouth
SubdivisionHIDDEN RIDGE TWNHMS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan
FlooringCarpet, Engineered Hardwood, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorLighting, Sidewalk
Lot Size0.07 acres (3,215 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Monthly
Senior CommunityNo

Financial Details

List Price$429,900
Annual Taxes$5,857 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #132715386230000300

Schools

ElementaryTarpon Springs Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

Starting on US 19 N, left onto E Klosterman Rd, right onto S Disston Ave, left onto E Curlew Pl, right onto Ridge Terr.

Location

1437 RIDGE TERRACE, TARPON SPRINGS, FL 34689

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedSeptember 3, 2026

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Home Price

$429,900

20% ($85,980)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,900 home in TARPON SPRINGS.

🏛️

FHA Loan

$15,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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