$315,000
3420 PALOMA DRIVE, HOLIDAY, FL 34690
Beds
2
Baths
2
Sq Ft
1,068 sq ft
Year Built
1980
Lot Size
0.16 acres
Garage
1
About This Property
Welcome to this beautifully updated 2-bedroom, 1.5-bath home offering extensive upgrades, energy efficiency, and exceptional outdoor living! Major improvements include a NEW ROOF, NEW HURRICANE-GRADE IMPACT WINDOWS with larger windows for abundant natural light, NEW HVAC/AC, NEW GUTTERS, and underground power lines. The impact windows also feature transferable lifetime warranties for added peace of mind. Inside, enjoy fresh paint throughout, a remodeled kitchen and bathroom, new carpet, updated interior door hardware, and new cabinet pulls. The oversized one-car garage features a freshly painted floor. Step outside to a freshly painted exterior, new landscaping, mature trees, a NEW DECK, and a new sliding glass door that seamlessly connects the living space to the backyard. The fully fenced yard also includes a storage shed and an irrigation system supplied by its own well. Additional highlights include NO HOA, NOT IN A FLOOD ZONE, and excellent insulation that helps keep the home remarkably quiet—even during storms and high winds. This home is also impressively energy-efficient, with the AC maintained between 68°–70°F and average summer electric bills of approximately $220. Move-in ready and thoughtfully upgraded throughout, this home is a must-see!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-19 N, turn east onto Moog Rd. Turn right onto Grand Blvd, then left onto Paloma Dr. Continue on Paloma Dr to 3420 Paloma Dr on the right.
Location
3420 PALOMA DRIVE, HOLIDAY, FL 34690
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
How to Buy This Home
Multiple financing options available for this $315,000 home in HOLIDAY.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.