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$249,400

1650 HIGHLAND CLUB LANE, PALM HARBOR, FL 34684

Active1 days on market

Beds

2

Baths

2

Sq Ft

1,190 sq ft

Year Built

1985

Lot Size

0.12 acres

Garage

1

About This Property

Welcome to this charming 2-bedroom, 2-bath villa at 1650 Highland Club Lane in the active 55+ Highland Lakes community – Flood Zone X, no flood insurance required! Enjoy 1,190 sq ft of bright one-level living with laminate wood flooring and tile throughout, split floor plan, walk-in closets in both bedrooms, front screened porch, and enclosed rear porch. Attached 1-car garage with covered walkway. Move-in ready: Brand-new 2026 HVAC, new hot water heater & dishwasher (2026), plus a clean 4-point inspection confirming electrical, plumbing, and concrete-tile roof are all in great shape. Monthly HOA includes Golf Membership for 2 with NO greens fees on 27 holes, heated Olympic-size pool with spa/cabana, Lake Lodge pool, 4 tennis/pickleball courts, 8 shuffleboard courts, clubhouse with auditorium & meeting rooms, plus the spacious Lake Tarpon lodge (just down Lake Pointe Rd / Lakeside Dr) featuring open patio with grills, boat access, and 2 community pontoons. Enjoy Performing Arts, bowling, fitness, arts & crafts, RV/boat storage, and more! At this price, this one won’t last! Schedule your private tour today.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8540850
StatusActive
Year Built1985
Stories1
Total Rooms5
ConstructionStucco, Wood Frame
RoofTile
FoundationSlab
FacesEast
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Dry Bar, Eating Space In Kitchen, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.12 acres (5,027 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$249,400
Annual Taxes$5,042 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #052816389220000180

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

Tampa Rd east of US 19 N to north on Lake St George, turn right (east) at the 4-way stop onto Highlands Blvd around to Highland Club Lane, on the right: or from Alderman Rd, east of US 19, continue around to where the road becomes Highlands Blvd, continue to Highland Club on the left.

Location

1650 HIGHLAND CLUB LANE, PALM HARBOR, FL 34684

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedAugust 20, 2026

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Home Price

$249,400

20% ($49,880)
6.75%

Loan Term

Principal & Interest$1,294
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,673
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $249,400 home in PALM HARBOR.

🏛️

FHA Loan

$8,729 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,470 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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