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$219,000

8410 N SEMMES STREET, TAMPA, FL 33604

3D Tour
Active12 days on market

Beds

3

Baths

2

Sq Ft

1,024 sq ft

Year Built

1971

Lot Size

0.12 acres

Garage

—

About This Property

This block home offers incredible potential for first-time buyers and savvy investors alike! Inside, you'll find low-maintenance tile flooring throughout the main living areas, offering durability and easy upkeep. The property has a newer HVAC system (2019) for year-round efficiency and peace of mind. No HOA, X flood zone; does not require flood insurance. There is a spacious backyard that provides endless possibilities, ideal for entertaining, gardening, or creating your own private outdoor oasis. Conveniently located just minutes from Hwy 580 and I-275, you're under 15 minutes from Downtown Tampa, Armature Works, and Seminole Hard Rock Casino. Positioned in a booming, up-and-coming area, this property is a prime opportunity to invest early and build long-term generational wealth!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8540931
StatusActive
Year Built1971
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationBlock
FacesEast
SubdivisionOAK TERRACE REV OF
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile, Vinyl
AppliancesRange, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox
Lot Size0.12 acres (5,250 sq ft)
Lot Dimensions50 x 105
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$219,000
Annual Taxes$2,799 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A19281945B00000000063.0

Directions

From I-275: Take exit 51 for E Waters Ave. Head east on E Waters Ave for about 0.8 miles. Turn left (north) onto N Semmes St. The property (8410 N Semmes St) will be on your left.

Location

8410 N SEMMES STREET, TAMPA, FL 33604

Listing Information

OfficeARC REALTY GROUP
ListedSeptember 10, 2026

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Home Price

$219,000

20% ($43,800)
6.75%

Loan Term

Principal & Interest$1,136
Property Tax (est.)$201
Insurance (est.)$150
Total Monthly$1,487
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How to Buy This Home

Multiple financing options available for this $219,000 home in TAMPA.

🏛️

FHA Loan

$7,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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