Beds
4
Baths
3
Sq Ft
2,460 sq ft
Year Built
2021
Lot Size
0.26 acres
Garage
2
About This Property
***Seller will consider contributing to buyers closing cost, interest rate buy down and prepaids. Welcome to Shell Cove in Ruskin, where space, comfort, and the Florida lifestyle come together! Built in 2021, this impressive 4-bedroom, 2.5-bath home offers 2,460 sq. ft. of living space, a 2-car garage, and an oversized lot, providing plenty of room to live, entertain, and enjoy the outdoors. The desirable Solstice floor plan features spacious living and dining areas, upgraded finishes, and a modern kitchen with generous counter space—perfect for everything from casual family dinners to entertaining friends. Large gathering spaces make game nights and celebrations easy, while the spacious bedrooms and modern bathrooms provide comfort and privacy for everyone. With an incredibly low HOA of approximately $14 per month, this home offers outstanding value. Shell Cove delivers resort-style living with a community pool, clubhouse, pickleball courts, playground, and dog parks. Ideally positioned between Tampa and Sarasota, with convenient access to I-75 and US-41, you'll be close to Publix, ALDI, shopping, dining, and everyday conveniences while still enjoying everything that makes Ruskin special. Spend weekends boating, fishing, camping, or relaxing along the water at nearby E.G. Simmons Regional Park (Has a boat ramp) and Little Harbor beach****which are both less than 10 minutes away, or take a day trip to Florida's beautiful Gulf Coast beaches. Known for its rich history and popular Seafood Festival, Ruskin offers a laid-back Florida atmosphere while keeping you connected to everything Tampa Bay has to offer. Move-in ready and offering the space, location, amenities, and value today's buyers are searching for—schedule your private showing and discover the Shell Cove lifestyle today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
I-75 to Ruskin Exit (E College Ave/674) Head West on E College Ave/674 to S Tamiami Trail/US Hwy 41 and turn right (heading north) Turn left on W. Shell Point Rd (heading west) Turn right on to Graceful Sea Place Turn left onto Ocean Spray Dr.
Location
1325 ANCHOR BEND DRIVE, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$384,900
Loan Term
How to Buy This Home
Multiple financing options available for this $384,900 home in RUSKIN.
🏛️
FHA Loan
$13,472 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.