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$475,000

, PALM HARBOR, FL 34684

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

1,702 sq ft

Year Built

1980

Lot Size

0.17 acres

Garage

2

About This Property

A 3-bedroom, 2.5-bath POOL HOME in prime Palm Harbor for UNDER $500K!? Welcome to Lake St. George, where this beautifully updated home combines location, lifestyle, and value. Featuring a desirable split floor plan, a renovated kitchen, new flooring, new roof, and new Solar panels. Bright open living spaces, and a private screened-in saltwater pool with spa, this home is ready to enjoy from day one. Located in a sought-after community with highly rated schools, tennis courts, community pool, playground, and more, plus Flood Zone X and a 2-car garage. At this price point in Palm Harbor, this is one you don’t want to miss!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541076
StatusActive
Year Built1980
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofMembrane, Shingle
FoundationSlab
FacesEast
SubdivisionLAKE ST GEORGE-UNIT III
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
FlooringEngineered Hardwood
AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
FencingFenced
Lot Size0.17 acres (7,214 sq ft)
Lot Dimensions74 x 100
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAuto Cleaner, In Ground, Salt Water, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$300 / Annually
Senior CommunityNo

Financial Details

List Price$475,000
Annual Taxes$4,997 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #082816487650040430

Directions

Tampa Road, South on Lake St. George Right on Orchard Hill Circle, Left Blooming Hill Way on Blooming Hills Lane.

Location

, PALM HARBOR, FL 34684

Listing Information

OfficeLPT REALTY, LLC
ListedAugust 21, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in PALM HARBOR.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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