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$425,000

13123 4TH STREET E, MADEIRA BEACH, FL 33708

Active0 days on market

Beds

2

Baths

1

Sq Ft

681 sq ft

Year Built

1930

Lot Size

0.09 acres

Garage

About This Property

Renovated coastal cottage featuring two bedrooms, one bathroom and plenty of Beachtown charm! Private backyard feels like a tropical retreat with lush vegetation, low maintenance landscaping, perfect for relaxing or entertaining outdoors, and there is room for a pool or hot tub. The home is built on an elevated foundation, features newer, AC system and water heater both installed in 2025. Roof 2013. Located in a quiet, beautiful neighborhood near the water. This cottage is just a short walk from the beach and the shops, restaurants, entertainment, and waterfront atmosphere of Johns pass village. With a three month minimum rental. This property offers an excellent opportunity as a primary residence, beach getaway, or income-producing rental. Come enjoy the laid-back coastal lifestyle. Property sits on a 40 x 104 lot.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541170
StatusActive
Year Built1930
Total Rooms3
ConstructionStucco, Wood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesNorth
SubdivisionPAGES REP OF MITCHELLS BEACH
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringVinyl
AppliancesRefrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.09 acres (4,060 sq ft)
Lot Dimensions40 x 104
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$425,000
Annual Taxes$2,074 (2025)
FinancingCash, Conventional
Parcel #153115653040170050

Directions

Head Southeast on Gulf Blvd. Turn left onto 133rd Ave E. Turn right onto Boca Ciega Dr. Slight right to stay on Boca Ciega Dr. Turn left onto 131st Ave E. Turn left onto 4th St E.

Location

13123 4TH STREET E, MADEIRA BEACH, FL 33708

Listing Information

OfficeCENTURY 21 BEGGINS
ListedAugust 21, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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How to Buy This Home

Multiple financing options available for this $425,000 home in MADEIRA BEACH.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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