Open House
Sunday, August 23 · 11:00 PM–2:00 AM
$735,000
3040 WINDRIDGE OAKS DRIVE, PALM HARBOR, FL 34684
Beds
5
Baths
4
Sq Ft
2,492 sq ft
Year Built
1991
Lot Size
0.20 acres
Garage
2
About This Property
Professionally renovated under the direction of an interior designer, this exceptional pool home in the coveted Groves at Cobb's Landing blends timeless design with the comfort and confidence today's buyers are searching for. Set on a beautifully landscaped corner lot beneath mature oak trees, the residence offers 5 bedrooms, or 4 bedrooms plus a dedicated office, with a versatile floor plan built for both everyday living and effortless entertaining. Every major living space was thoughtfully designed to balance open concept gathering with the privacy and functionality today's families need. Wide plank flooring, soaring ceilings, designer lighting, and curated finishes create an atmosphere that feels warm, sophisticated, and inviting. At the heart of the home, the renovated kitchen features quartz countertops, abundant cabinetry, stainless steel appliances, and a spacious island that opens to the main living areas, ideal for gathering with family and friends. Step outside to a private backyard retreat where the screened lanai and sparkling pool invite year round Florida living, with a convenient pool bath adding everyday ease. Beyond its design, this home offers real peace of mind with major system updates already done, including a new architectural shingle roof (2026) and a 2026 water heater, so the next owner can focus on enjoying the home rather than replacing major components. Located within the highly desirable Groves at Cobb's Landing, residents enjoy a low annual HOA, top rated schools, and easy access to Gulf beaches, marinas, golf courses, parks, shopping, and dining. This is a rare opportunity to own a thoughtfully designed home where exceptional craftsmanship, meaningful updates, and an unbeatable Palm Harbor location come together.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head toward US-19 North. Turn east onto Alderman Road, make a left onto Regal Oaks Boulevard, and then turn right onto Windridge Oaks Drive where the destination is on the left
Location
3040 WINDRIDGE OAKS DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$735,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $735,000 home in PALM HARBOR.
🏛️
FHA Loan
$25,725 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$36,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.