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$515,000

12499 82ND TERRACE, SEMINOLE, FL 33772

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,407 sq ft

Year Built

1981

Lot Size

0.18 acres

Garage

2

About This Property

SEMINOLE BEAUTY WITH SOLAR & HEATED SALTWATER POOL! Welcome to this beautifully maintained 3-bedroom, 2-bathroom pool home in Seminole, offering 1,407 heated square feet plus an enclosed 264-square-foot Florida room. The desirable split-bedroom floor plan provides both comfort and privacy, with spacious living areas designed for everyday living and entertaining. The inviting kitchen features beautiful wood cabinetry, stainless steel appliances, granite countertops, and a charming breakfast nook. The spacious family room showcases tile flooring and crown molding, while the updated primary suite offers a full ensuite. Two additional bedrooms and a full bathroom are thoughtfully positioned on the opposite side of the home. Step outside and embrace the Florida lifestyle with a screen-enclosed, heated saltwater pool, creating a private oasis for relaxing and entertaining. The property also features solar and a generous yard with plenty of space to enjoy the outdoors. The enclosed 264-square-foot Florida room, finished with ceramic tile, offers versatile additional living space for a game room, home office, playroom, or entertaining area. A new hurricane-strength sliding door provides added protection and peace of mind. The attached two-car garage offers washer/dryer hookups and convenient side-yard access. Additional features include a water softener, irrigation system, privacy fencing, and a storage shed with tie-downs and electric. The spacious side yard provides room for additional vehicles or a boat. Ideally located near Seminole City Center, Seminole schools, the Pinellas Trail, shopping, restaurants, parks, and the beautiful Gulf beaches. Come experience the best of the Seminole lifestyle—where comfort, convenience, and Florida living come together

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541192
StatusActive
Year Built1981
Stories1
Total Rooms6
ConstructionBlock
RoofOther, Shingle
FoundationSlab
FacesSouth
SubdivisionBOCA CIEGA RIDGE 5TH ADD UNIT ONE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Split Bedroom, Stone Counters
FlooringTile
AppliancesDishwasher, Disposal, Electric Water Heater, Ice Maker, Range, Refrigerator, Touchless Faucet, Water Softener
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Private Yard, Storage
Lot Size0.18 acres (7,784 sq ft)
Lot Dimensions78 x 100
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesFiberglass, Heated, In Ground, Screen Enclosure, Solar Heat

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Solar

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$515,000
Annual Taxes$4,982 (2025)
FinancingCash, Conventional, FHA, Lease Option, VA Loan
ZoningR-2
Parcel #283015097220020010

Directions

West on Park Blvd. North (Right) on 125th Street. East (Right) on 82nd Terrace. Corner Lot.

Location

12499 82ND TERRACE, SEMINOLE, FL 33772

Listing Information

OfficeNARZINSKY REALTY INC
ListedAugust 21, 2026

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Home Price

$515,000

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
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How to Buy This Home

Multiple financing options available for this $515,000 home in SEMINOLE.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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